PPI Reclaiming Discussion part 4

ginger5092

So right Cappo

Thanks

anaylorefc

Advice required please people. Further to an earlier post I actually mananged to find my original EGG paperwork for my credit card. As suspected there are several page they never sent me. These pages contain the following insurances:

Personal Travel Accident Insurance
In Transit Purchase Protection

Now excuse me for sounding dumb here, are these forms of PPI?

Thanks in advance

mumofjanda

nikkilala wrote: »

Hi there, Mine might be different because it was Lloyds but all I gave was the loan account numbers, I didnt know how much they were for or the dates of them!All they wanted on the phone was my name, current address and what really surprised me was they didnt even ask why I was missold it! I gave them all the loan numbers in one phone call.
The ones that I have been successful with I've only ever said that I felt I wouldnt get the loan without taking the ppi and that I was never told that I could get it elsewhere cheaper. The ones that I have won have all been using the template letter.
I was really nervous phoning as I felt I might be given the third degree about the missell but nothing was said:) Go for it, you have nothing to lose and everything to gain:TWell done on your santander claim:T

Thanks so much for taking the time to reply.:A

Will take your advice.......stop thinking about it and go for it! Wish me luck!:)

Good luck with yours! Please keep us updated!x

cclissold

Niggly wrote: »

wooa I have just had a thought you paid off the loan in full so my figures are correct. However looking through the scenarios from the halifax you will also get 8% on the ppi cash price. Your day is about to get better. When did the loan start I know it finished November 10.
Get back to me quick as £2914.99 x 8% = £233.20 x N =£x

£233.20 x N =£x N = the number of years you had the loan for.

Cheers Niggly:beer:
"I am the one that you want ooo honey" where are you. I am assuming that the term was 5 years so you will recieve another £1166 in interest. Yes add this on to the above interest which is just the interest from November to October 2011 (assumed settlement date)

Hi the loan was taken out in October 2004. From memory I think it was taken out before a previous loan finished (with Halifax as well). Is this what they mean by refinancing. Will this affect the amount.

Thanks.

C.x

amersall

cclissold wrote: »

aarggh - i dont know what you mean. what does rebate mean when i settled.

Still happy tho and watching Grease with 14 year old daughter to celebrate!!

C.x

When you settle a loan,they will give you a rebate back of the unused ppi,your settlement figure for the loan will have reduced by that amount,when they calculate the ppi they owe you,they take this rebate off as they have already given this to you.

beamerguy

US Mortgages: RBS, HSBC And Barclays Sued

The Royal Bank of Scotland, HSBC and Barclays are three of 17 banks and financial firms which have been sued by the US government.

http://uk.news.yahoo.com/us-mortgages-rbs-hsbc-barclays-sued-061702915.html

I bet the CEO's of these fraudulent bunch steal from their mothers as well:mad:

The_Marksman

anaylorefc wrote: »

Advice required please people. Further to an earlier post I actually mananged to find my original EGG paperwork for my credit card. As suspected there are several page they never sent me. These pages contain the following insurances:

Personal Travel Accident Insurance
In Transit Purchase Protection

Now excuse me for sounding dumb here, are these forms of PPI?

Thanks in advance

Hi there,

Im afraid they are not ppi but are card benefits which are free perks which come from the card issuer

sunny8_2

Good morning people...best of luck to winners today:):) ... Fab weather for ducks!!! :cool:Have a great weekend wherever you are....:):) xx

cclissold

sunny8 wrote: »

Good morning people...best of luck to winners today:):) ... Fab weather for ducks!!! :cool:Have a great weekend wherever you are....:):) xx

Well it was sunny in the South West at 7am but now its clouding over. I am still on a high from yesterday. Good luck everyone.

C.x

sunny8_2

cclissold wrote: »

Well it was sunny in the South West at 7am but now its clouding over. I am still on a high from yesterday. Good luck everyone.

C.x

Morning C,.....i bet, it's wonderful when you get a fabulous win!!!:j:j well, well done!!:T:T. I live in the lake district...so it mostly consists of rain!!! haha :) xx