PPI Reclaiming Discussion part 4

Bluesy2shoes

Hi All!

I have just recently realised that I could claim for the mis-sold GAP insurance and mechanical breakdown insurance on agreement I had with Direct Auto Finance/Yes Car Credit from 2003.

I have only yesterday sent my initial letter off to Direct Auto Finance and included my original car finance agreement, a table of paymenst/costs that I made for the insurances and the FOS questionnaire.

I just wondered if anyone has had any luck with claiming back from this company and how long it took? I've googled around and from what I can see DAF seem to be one of the least likely to settle the claim - is this true?

Thanks for any help!

di3004

mumofjanda wrote: »

Hi Di,

Sorry to hear your sad news, my sympathies to you and your friend.x

Thank you honey xx:A

di3004

LynK wrote: »

not a dickeybird Rae, really don't know what to do next, the last time I spoke to PG was 3 weeks ago today and I offered to send the collection of statements I still have and he was to let me know, but haven't heard a thing, really don't know what to do next, did try to call but gave up after 1 hours 46 mins!! Do you have maybe an email address for either Cass or PG, if you have maybe you could Pm it to me. Keep me posted with yours, maybe someday soon we'll have good news to share!

Sorry to hear about your friends Mum Di.

Thank you Lyn xx:A

di3004

anne47 wrote: »

I phoned RBS PPI claims dept this morning re my claim from June and was told that it was being calculated and they would get back to me as soon as they had the figures .

Good luck anne.;)x

di3004

Bluesy2shoes wrote: »

Hi All!

I have just recently realised that I could claim for the mis-sold GAP insurance and mechanical breakdown insurance on agreement I had with Direct Auto Finance/Yes Car Credit from 2003.

I have only yesterday sent my initial letter off to Direct Auto Finance and included my original car finance agreement, a table of paymenst/costs that I made for the insurances and the FOS questionnaire.

I just wondered if anyone has had any luck with claiming back from this company and how long it took? I've googled around and from what I can see DAF seem to be one of the least likely to settle the claim - is this true?

Thanks for any help!

Hi there

Wishing you luck on your reclaiming.

I have never had any dealings with these, but sure some have on here and will post up soon of their own experience.
Hope you hear some good news soon, fingers crossed. x;)

sunny8_2

Well done to all winners todayxx

cclissold

Whoop Whoop.

13 weeks in and just had letter from Halifax to offer refund of all the ppi premiums paid (inc of interest) plus simple interest of 8%. Loan was paid off last November. Total amount of loan was £19314.00 and total amount paid for insurance loan was £3774.96 (although the actual cash price of the insurance was £2914.99). Does this mean we will get the whole of the insurance loan payment back plus 8% or I am being rather naive. Anyway shaking with the shock of it all. I expect hubby will be doing cartwheels at work!!

Good luck to everyone who is still waiting. Now to just accept and wait for money (Probably will take another 13 weeks!!).

C.x

interested_81

Hi need some advice about accident death cover which we my husband was paying for five years on a barclaycard he was also paying ppi as well we have just have our letter offering the ppi back ! we had cancelled the accident death cover two years ago when we noticed we where paying it and dont know how it was added too the card when we first got the card we werent paying it just 6 months later the accident death cover starts too appear on the statements can anyone tell me is this something that we can try too reclaim thanks in advance .

phil_coxon

Hi could someone help me out please, I've had several loans with HFC going back probably 18 years
each loan paying the previous one off and increasing each loan, I finally paid it off about 7 years ago
not even sure if I had ppi--would it be worth me going to local branch to find out

di3004

cclissold wrote: »

Whoop Whoop.

13 weeks in and just had letter from Halifax to offer refund of all the ppi premiums paid (inc of interest) plus simple interest of 8%. Loan was paid off last November. Total amount of loan was £19314.00 and total amount paid for insurance loan was £3774.96 (although the actual cash price of the insurance was £2914.99). Does this mean we will get the whole of the insurance loan payment back plus 8% or I am being rather naive. Anyway shaking with the shock of it all. I expect hubby will be doing cartwheels at work!!

Good luck to everyone who is still waiting. Now to just accept and wait for money (Probably will take another 13 weeks!!).

C.x

That is fab!:T Congratulations!:beer: