We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
PPI Reclaiming Discussion part 4
Comments
-
I'm sure someone has probably asked this but i can't see it in the thread. I think i was mis-sold the PPI on my credit card and would like to make a claim. The only thing is last year was i was made redundant i used the PPI to pay back some of my outstanding balance.
Can i still make a claim?0 -
Hi there,it would depend on what your reasons for mis sell were,you cannot say that you did not know you had it,as you claimed on it,also it covered you for unemployment,so reasons for mis sell would be limited.
If you have other reasons for mis sell then put a claim in,but if you win the redress will take off what they have paid out on the policy.
look here for reasons for mis sell
http://www.moneysavingexpert.com/reclaim/ppi-credit-card-insurance#step20 -
thanks that helps, the reason i think i was mis-sold is that i didn't know i had it until i phone them to say i was struggling to pay. I'll put in a claim and see what happens, it can't do any harm0
-
Spoke to RBS yesterday and they confirmed that they are on track to send out all letters by 31st August. If your claim has been upheld you will have to then sign the letter and return it to them. It will then take them EIGHT to TWELVE weeks to get the money to you. What on earth is difficult about electronic transfers. I'm sure if I owed them money then they would not wait that long. I'm sure they will lose loads of customers after this.
Yes its strange if you go o/d they always manage to get a letter out asap! 8 - 12 weeks is just ridiculous! They have been sitting on my claim since july 2010 and done nothing. They told me last august that they were waiting to speak to the person who dealt with my loan at the branch and I pointed out that the 2 employees concerned no longer worked with them so they were well caught out. I will be moving my account once I get my money although I cant think of another bank who is any different.0 -
The_Marksman wrote: »talking of bags, have you seen the size of his ball bags! pmsl
:rotfl:
i believe i haven't had the pleasure!!:rotfl:xx
0 -
Good news guys hsbc have upheld the last of my 4 complaints, don't know how much i'm going to get yet as they are calculating my refunds and will contact me again
hsbc times 7 (upheld)
mbna(upheld)
tesco(upheld)
LTSB(upheld)
LTSB credit card (waiting for sar)
cap 1 (fos)
barclaycard/morgan stanley(fos)
thats the state of play at the moment.
Well done Cappo/Steve :T:j you deserve this soooooooo much, Congratulations honey, xXX:beer:The one and only "Dizzy Di"0 -
thanks that helps, the reason i think i was mis-sold is that i didn't know i had it until i phone them to say i was struggling to pay. I'll put in a claim and see what happens, it can't do any harm
Hi
Follow the link that our amersall have left, many have still been successful in making a reclaim even though they have made a claim, it could be that it would pay out for one thing and not the other, in this case as amersall says whatever is due they will pay plus interest, minus what they've used to pay for your claim.
Good luck.;)The one and only "Dizzy Di"0 -
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.7K Mortgages, Homes & Bills
- 177.5K Life & Family
- 258.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards