PPI Reclaiming Discussion part 4

di3004

Emma2588 wrote: »

My letter was.......

Update letter saying they will have answer by 31st August.

I got myself all excited. O well more waiting.

Hi Emma

As Cappo says, your time will come honey, stay strong now, that interest is adding up too.:D;) xx

di3004

evesamcam wrote: »

Received letter today saying (in plain English !!!) that we will receive all the compensation due back to us and also that our loan will be reduced by appx £100 per month.

Just looked at my online bank account and the money is already in there !!!
£6,544.46 !!!! ... woo hoo !!! :j

Once again thanks for all your advice :kisses:



P.s ... just had more great news today ... they have also paid back this months payment on the old loan ... £371.03 in the bank today !!! :T


Woo Hoo ... feel like we've won the lottery ... no more worries on credit card payments ever again !!! :j:j:j

Brill!:T:j Congratulations!:beer:

di3004

fight_the_power wrote: »

Thanks Di have sent my letter now for a long wait:)

Good on you.:T:j & Good luck.;)

di3004

donda wrote: »

hi guys does anyone know how long bos take to pay out:p

I am not so sure on BOS, as all banks vary, some is as little as 2 weeks, some 21 or 28 days, or maybe 45, hopefully the first one though, fingers crossed.;)

irnbru74

amersall wrote: »

Just send it first class post.
Who are you sending it to?.

I am sending it to Santander

di3004

irnbru74 wrote: »

I am sending it to Santander

Hi

So it's the address below then?

Complaints
Santander UK PLC
PO Box 1125
BRADFORD
BD1 9PG

I think it should pick up on track and trace of delivery.;)

ebayg1rl

di3004 wrote: »

Hi there

Seems like you've been going round in circles, the FSCS are probably quicker than the FOS at the moment, if the company that are no longer active are already in default and are listed with the FSCS you can make a claim through these, they may take a few months, approx 3-6 months, yet again depending if they are already in default or waiting to be going into default with the FSCS.

I understand though that the FSCS will only deal with cases if the company were regulated at the time you taken out the account, so I would check on that one with the FSCS first.

If this fails, then contact the FOS and explain, and they may suggest the underwriter/insurer avenue as they have done with many of us in the same position.

Hope this helps, good luck.:)

Thank you Di and Amersall - I will contact the FSCS and check if they will handle this and if they won't I will contact the FOS about the original insurer, which I think is on another letter from Citroen.
How do you guys and girls have time to follow everything that's going on on this forum - it moves so fast!

KIMY

di3004 wrote: »

Brill!:T:j Congratulations!:beer:

Congratulations :beer:

IANC

Well my 16 weeks is up 2 weeks today.

Not heard anything as of yet, so hopefully no news is good news.

It is killing me not to pick up the phone and chase it, but I have told myself that the next call will be a week today :rotfl:

Gueld

Hey, I have a question.

I recieved a letter from HBOS this morning informing me I had PPI on my CC. Fact is, I had no idea! I got my credit card along with my student account. It was just send to me through the mail, nothing discussed other than 'do you want a CC with your new account?'.

Do I have a claim?