PPI Reclaiming Discussion part 4

cappo

The_Marksman wrote: »

trust me it isnt a new thing! :rotfl::rotfl::rotfl:

Ha ha i hear you lol

lisajaynec

di3004 wrote: »

Hi Lisa

If you contact them by phone or email, give them the account number details, ask them to confirm if any PPI this should save you £10 on a SAR then, because just as long as you have the account numbers and your reasons you can continue to make a reclaim.

However if you do decide to SAR, enclose both account numbers on the same request, £10 cheque or postal order will cover for both and for infact everything you have taken out with them.
There is a SAR letter template below if you want to use that one, good luck.



Thanks Di
I have phoned Black Horse up and they were brilliant they gave me all the info i needed over the phone including that I had no ppi on these loans as they were 0% interest, but your advice saved me £10 :j
Keep up the good work everyone:T
Lisa

cappo

lisajaynec wrote: »

di3004 wrote: »

Hi Lisa

If you contact them by phone or email, give them the account number details, ask them to confirm if any PPI this should save you £10 on a SAR then, because just as long as you have the account numbers and your reasons you can continue to make a reclaim.

However if you do decide to SAR, enclose both account numbers on the same request, £10 cheque or postal order will cover for both and for infact everything you have taken out with them.
There is a SAR letter template below if you want to use that one, good luck.



Thanks Di
I have phoned Black Horse up and they were brilliant they gave me all the info i needed over the phone including that I had no ppi on these loans as they were 0% interest, but your advice saved me £10 :j
Keep up the good work everyone:T
Lisa

Hi lisa i don't want to throw a proverbial spanner in the works but are you sure you did'nt have ppi on your loans,they have told me the same and lied to me about there being no ppi on my two credit cards,i know there was as i always covered borrowing with ppi,i'm in the middle of sarring them now. (i'm not being negative my woman this bank are not to be trusted!)

di3004

lisajaynec wrote: »

di3004 wrote: »

Hi Lisa

If you contact them by phone or email, give them the account number details, ask them to confirm if any PPI this should save you £10 on a SAR then, because just as long as you have the account numbers and your reasons you can continue to make a reclaim.

However if you do decide to SAR, enclose both account numbers on the same request, £10 cheque or postal order will cover for both and for infact everything you have taken out with them.
There is a SAR letter template below if you want to use that one, good luck.



Thanks Di
I have phoned Black Horse up and they were brilliant they gave me all the info i needed over the phone including that I had no ppi on these loans as they were 0% interest, but your advice saved me £10 :j
Keep up the good work everyone:T
Lisa

Hi Lisa

Glad you were able to get the info from them.;)


That's true Cappo, best to mention this.:)

lisajaynec

cappo wrote: »

lisajaynec wrote: »

Hi lisa i don't want to throw a proverbial spanner in the works but are you sure you did'nt have ppi on your loans,they have told me the same and lied to me about there being no ppi on my two credit cards,i know there was as i always covered borrowing with ppi,i'm in the middle of sarring them now. (i'm not being negative my woman this bank are not to be trusted!)

Think I will SAR them just to make sure then

Another question I have enough money to pay off my credit card 4k but worried that if I pay it off it may effect my claim, does it make any difference to the claim please, if the accounts live or paid off
Thanks again for all you wonderful help and support
Lisa

di3004

lisajaynec wrote: »

cappo wrote: »

Think I will SAR them just to make sure then

Another question I have enough money to pay off my credit card 4k but worried that if I pay it off it may effect my claim, does it make any difference to the claim please, if the accounts live or paid off
Thanks again for all you wonderful help and support
Lisa

Hi Lisa

Nothing will effect anything, and it makes no difference if you make a reclaim on active or settled accounts, so not to worry, good luck on this.;)

weechicken

Hi

I'm about to start claiming back the extra care insurance from littlewoods as I didn't need and was never given any info regarding it, so i thought i would sar them first which i did they have sent me the info with a reconstituted cca nothing on the cca about extra care. The thing is I tried to place an order with them yesterday and it says 'credit rejected' I called them and they said its because I have not sent back a signed credit agreement, I have been ordering from them since 2006. They said have posted agreement out i have to signed it and return.

Should i send in letter to claim back extra care before signing?

Thanks in advance

77ems

Hi all, my husband took out a mortgage with hsbc in 1995, he was told at the time of getting this mortgage that the repayment protection insurance on this mortgage was compulsory and without it, it would not be approved. In 2005 he found himself unemployed and was told that this insurance would not cover him. We ended up getting into arrears with the mortgage and were forced to sell before the property was repossessed. We have been in rented accommodation since. Would we be able to claim back?

Many thanks in advance.

Emma2588

Hi

My dad has just rang me and said a letter has just arrived from Lloyds.

I only got an email from them yesterday to say that my case was currently being assessed. It cant be offer/rejection letter already could it?????

Im at work at the min and wont finish till half 4.

Any thoughts????

Thanks

The_Marksman

Emma2588 wrote: »

Hi

My dad has just rang me and said a letter has just arrived from Lloyds.

I only got an email from them yesterday to say that my case was currently being assessed. It cant be offer/rejection letter already could it?????

Im at work at the min and wont finish till half 4.

Any thoughts????

Thanks

get Dad to open it!!!!!!!!!!!!!!

fingers crossed for you, may be a boring we have 16 weeks now letter