PPI Reclaiming Discussion part 4

mandy1cat

di3004 wrote: »

Hi email the 2 in regards of RBS/Natwest below......

[EMAIL="paul.geddes@rbs.co.uk"]paul.geddes@rbs.co.uk[/EMAIL]

[EMAIL="Stephen.Hester@rbs.co.uk"]Stephen.Hester@rbs.co.uk[/EMAIL]


Keep at them and the best of luck, hope all is resolved very soon, it must be very frustrating for you x;)

Thanks for your help Di.... Have emailled both of them.... Let's hope one of them has a heart.... Frustrating isn't the word for it.

amersall

cousin_david wrote: »

Sorry, the FSA supplied most of the statements but it was the ombudsman who has stated that he was mis-sold but that he should accept Lloyds' offer of one year's PPi |(£500) and £200 compensation.

We have no record of the original loan of approx £2000. but he now owes over £10,000 due to interest. The second loan of £800 was taken out in may 2003 and the PPI was £2500. As my parents asked for the statements one day within the six year cut off they have received statements and agreements of this loan and PPI.

We believe he was in full time employment when he took out the first loan but when he lost his job Lloyds said the PPI did not cover him. He was definately in part time employment when he was sold the second loan and second PPi.

Hi there, you need to get FOS to clarify why they only say that the bank should pay so little compensation for topped up loans,especially as your dad was unemployed when one was given!.

Tell them you are not happy with this and you want to escelate this to the ombudsman for another opinion.

Add more info if you have it to strengthen the case,basically what you put here.

amersall

I didn't want to come accross as Greedy :rotfl:

We believe you :p:pthousands wouldnt :rotfl::rotfl:

amersall

IANC wrote: »

Didn't happen to see mine did you Lorraine?

Hopefully the one that looked like this £149,999 :rotfl:

:eek::eek::eek::eek::eek:Blimey :eek::eek: you must be clairvoyant :cool::cool::cool::cool::cool::cool:
You worked that one out wrong though :eek: BIGTIME :D:D:D

It was £149,991.50 :rotfl::rotfl::rotfl::rotfl:

My bill is in the post :rotfl::rotfl::rotfl::rotfl:

IANC

amersall wrote: »

:eek::eek::eek::eek::eek:Blimey :eek::eek: you must be clairvoyant :cool::cool::cool::cool::cool::cool:
You worked that on out wrong though :eek: BIGTIME :D:D:D

It was £149,991.50 :rotfl::rotfl::rotfl::rotfl:

My bill is in the post :rotfl::rotfl::rotfl::rotfl:

If that is my payout you can have the £1.50 :rotfl:

amersall

IANC wrote: »

If that is my payout you can have the £1.50 :rotfl:

:D:D:D:DOoh you are so kind :A:A

NOT:p:p:p:p

IANC

amersall wrote: »

:D:D:D:DOoh you are so kind :A:A

NOT:p:p:p:p

Okay, I will also include 8% simple interest on the £1.50 until I receive the cheque.

:rotfl:

Now who is being Greedy

irnbru74

amersall wrote: »

Hi there, you dont SAR for the recording,they have not upheld your claim on the grounds they have stated, they have to prove this phone call,write back and ask for the recording of the phone call as you believe the ppi was not accepted,if you have other agreements for cc or loans with any bank that show no ppi,then send copies of these,to prove even further that ppi is never taken.

Hi, we did agree to the PPI that is something that we can't argue with, but my husband feels that he was pressurised into taking PPI (having never done so with any other loan etc)and he was led to believe that this would help secure loan. Which we needed at time, His recollection is different to that of the company, we are trying to figure out a way of disproving what they are saying!

amersall

IANC wrote: »

Okay, I will also include 8% simple interest on the £1.50 until I receive the cheque.

:rotfl:

Now who is being Greedy

What does the 8% work out on that then? :p

amersall

irnbru74 wrote: »

Hi, we did agree to the PPI that is something that we can't argue with, but my husband feels that he was pressurised into taking PPI (having never done so with any other loan etc)and he was led to believe that this would help secure loan. Which we needed at time, His recollection is different to that of the company, we are trying to figure out a way of disproving what they are saying!

Ring them and ask for the recording,if they have it and it disputes what you say,then they are right....on the other hand...if they cannot provide it, then how did they listen to it? and they are using this as one of the reasons for not upholding your claim.