PPI Reclaiming Discussion part 4

amersall

Ladyvaletta wrote: »

Has anyone had any success/correspondence from Egg recently? It's way beyond the original 8 weeks, they then wrote to me and said they 'hoped' to settle my case by 8th August but I've heard nothing and that date is rapidly approaching...???

Hi there,give them a ring and ask how your claim is going.

amersall

I have online banking for all 3 of them and have checked my online statements and all say PPI except one which says "REPAYMENT OPTION PLAN" - what is that?

This is ppi.

is there any templates

http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance#step3

amersall

eirelav1962 wrote: »

does anybody know the address for the clydesdale bank credit card to claim back my ppi on thanks

You can send this to your local branch.
Put FAO manager.

evesamcam

:hello:

It was with Halifax.

We started the process in October 2010, but with all the court cases it took a bit longer. :mad:

Received the letter advising that they were processing our claim last week. :money:

New loan documents came in yesterday, sent them back and then got letter today stating that they would be paying the full compenstaion back to us. :beer:

They didn't say how long it would take - was on my on-line banking account and the money had been paid in today !!! :j:j:j

Riggsy1367

Ladyvaletta wrote: »

Has anyone had any success/correspondence from Egg recently? It's way beyond the original 8 weeks, they then wrote to me and said they 'hoped' to settle my case by 8th August but I've heard nothing and that date is rapidly approaching...???

I got my "four weeks" letter last week and wanted to know how things were going. I called them up under the pretense of finding out the APR on my loans. Helpful guy went away for a few minutes, came back and told me my complaint was being upheld but couldn't tell me how much and gave me the APR too (I'll post on the success thread when I have some figures).

mummum2

Just alos spoke to MBNA/Abbey re my two claims with them and got the usual story of backlog, but apparently up to date with this. Looking into claims and hoping to get all these resolved by end of August, can't give me any more information than that, note: could even be resolved in the next couple of days, week/s.

Number to call is: 0800 917 6592 - Customer Advocate Complaint Office.

Thanks and good luck, will keep you all informed as and when this is settled.

MM2

Niggly_2

IANC wrote: »

Cheers Niggly

Would a % of the interest payment each month not be in respect of the PPI loan though?

Its possible some do some dont. I dont like quoting it and then not paid.

N:beer:

stoneman

Hi everyone,
Sorry for not reading through the entire thread to see if my question has already been asked/answered but I took out a £110,000 mortgage with Sainsburys about 10 years ago. Because of personal circumstances I needed a 100 percent l interest only loan. I was told that I could have the mortgage but I would have to pay £3,500 to be added to the loan as an insurance in case I defaulted (they said that this only applied to 100 percent loans). I did all of this over the phone and through letters. Would this count as a PPI or is it something entirely different.
Edit:
I have just spoken to Sainsburys and they say it was not an insurance but a "loan to value access fee". When I asked him what that was he said "it is to cover us in case you default because of the risk of giving you a 100 percent mortgage"
Sounds like an insurance policy to me.

amersall

Hi there, Dunstonh or Magpie cottage are better placed to help you with this,hopefully they will come on and guide you.
Mortgage ppi is different to loan ppi,and some mortgage ppi is not mis sold.

goody23

HI,
hey guys i wonder if you can help me i absolutely love this site for the invaluable advise i get.
I want to claim back ppi ...Details are i took out a woolwich loan(now barclays) in 2003 for £13000 for 60 months which i found out later included PPI .i decided to settle a year early and the settlement i paid included the PPI :mad:.
Also took out an mbna loan for £15000 was sold the damn PPI and the person dealing with my loan gave me the impression i will not get the loan if i didn't take the PPI.. absolute ripoff merchants..i stopped paying PPI 3 years into the loan... what do i do now to claim all my money back?
In the case of woolwich its been taken over by barclays who do i write to? thanks