PPI Reclaiming Discussion part 4

Niggly_2

cappo wrote: »

Hi sorry this isn't ppi sounds similiar to an asu (accident,sickness and unemployed cover) which is something totally different.

Permanent Health Insurance is a life insurance policy. Trust me you will have filled out a comphrensive application which will have been fully underwritten by the insurance company as to its suitablity and yours for the contract. This was pre FSA just but the quality of advice from most insurance advisors in those days was on the whole very professional. I doubt very much you would be able to prove it was mis-sold. The policy will probably be excellant value for money too as these days the contracts do not have a fixed premium but are renwable each year.

Regards N

k77mss

hi guys just want to say good luck everybody hope this week brings good news am off on holiday tomoz thanks to rbs paying me what i was due will be keeping up to date hopefully on my phone if i can get connected.hope there is a pile of good news on the mat when i get back good luck

cappo

k77mss wrote: »

hi guys just want to say good luck everybody hope this week brings good news am off on holiday tomoz thanks to rbs paying me what i was due will be keeping up to date hopefully on my phone if i can get connected.hope there is a pile of good news on the mat when i get back good luck

Hi k77mss hope you have a good holiday,enjoy yourself.:)

amersall

k77mss wrote: »

hi guys just want to say good luck everybody hope this week brings good news am off on holiday tomoz thanks to rbs paying me what i was due will be keeping up to date hopefully on my phone if i can get connected.hope there is a pile of good news on the mat when i get back good luck

Enjoy yourself :D:D:D

di3004

k77mss wrote: »

hi guys just want to say good luck everybody hope this week brings good news am off on holiday tomoz thanks to rbs paying me what i was due will be keeping up to date hopefully on my phone if i can get connected.hope there is a pile of good news on the mat when i get back good luck

Have a lovely holiday, enjoy yourselves.;)
And wishing you luck on your return as well, how long are you away for? xx

di3004

moneyangel22 wrote: »

Many thanks Di!

I'm trying to draft a chase email to the CEO but unsure exactly what I should say....how pushy should I be?

Thanks

Hiya

Sorry for the delay in replying.

If you've not heard anything for some time, then tell them so, ask them for an update and how long now will you be waiting for, I would ask that anyway, good luck.;)

gippa1973

Hi ive mistakingly used gladstone brookes to make a search on my behalf regarding misold PPI, but now ive had an offer direct from RBS.
Ive paid and initial 50 pounds 'admin' fee to gladstone brookes.
a friend who has just done a similar claim went direct to the financial ombudsmen who advised her never to used these claim companies because of the high fee's they charge.
does anyone know what would happen if i simply accepted RBS's offer and ignored gladstone brookes?
ive no problem paying them there 25%(yeah i know) but i'd rather not now that i know that gladstone brookes go through the ombudsmen anyway!!

any help would be greatly appreiciated.
:T

citibird27

Hello everyone...

Sorry...sorry...although I have seen it may times, now that I need it I cannot find a template for a SAR letter...can anyone help?

I have clearly overdosed on the stupid pills today...have lots of posts to catch up on...but seems like a few successes...well done to all!!!


Citibird xx

cappo

citibird27 wrote: »

Hello everyone...

Sorry...sorry...although I have seen it may times, now that I need it I cannot find a template for a SAR letter...can anyone help?

I have clearly overdosed on the stupid pills today...have lots of posts to catch up on...but seems like a few successes...well done to all!!!


Citibird xx

Hi citibird here you go




https://forums.moneysavingexpert.com/discussion/1475553

cappo

gippa1973 wrote: »

Hi ive mistakingly used gladstone brookes to make a search on my behalf regarding misold PPI, but now ive had an offer direct from RBS.
Ive paid and initial 50 pounds 'admin' fee to gladstone brookes.
a friend who has just done a similar claim went direct to the financial ombudsmen who advised her never to used these claim companies because of the high fee's they charge.
does anyone know what would happen if i simply accepted RBS's offer and ignored gladstone brookes?
ive no problem paying them there 25%(yeah i know) but i'd rather not now that i know that gladstone brookes go through the ombudsmen anyway!!

any help would be greatly appreiciated.
:T

yes it seems a bit of a con doesnt it? i've got a cmc doing 3 for me but if they don't get you a recovery they give the claim back to you without charging you then your free to pursue the claim to a conclusion through the fos or court yourself.