PPI Reclaiming Discussion part 4

NFFC09

Hi

I posted at the beginning of Jan as we sent RBS a PPI reclaim letter.
We posted it recorded delivery and it was received 10.1.09. We were advised to send directly to the person dealing with our claim at our branch. This we did. Now we have been told that she cannot find any paper agreements whcih will go in our favour but she has only just faxed it to the PPI claim department and the 8 weeks starts from 25.2.09, when the claim department received the fax!!
The hold up was due to the fact she was looking for the paper agreements.
Also, we have cancelled the PPI as it was woth £80.00 plus each month but they have charged us the same loan amount for the last 2 months and we keep having to call them to get the money back.

Surely we don't have to wait 8 weeks again just necause it has been sitting on her desk!!

Given that we have had numerous loans from RBS and our mortgage is with them we feel very unfairly treated given our loyalty.

Please advise, the 8 weeks is up on 9th March.

This PPI claim actually involves 3 loans as we re loaned on 2 occassions going back about 8 or 9 years so this could involce a lot of money!

Thanks
Julie

Turboman

tired_mum wrote: »

Hi I have been offered a settlement from HSBC is there anyone who can help me work out what i should be due ?
Many thanks

Yes

Give me:

Date of Loan
Date of Settlement (or number of payments made)

Amount of Cash Advance Loan
Amount of PPI SPI

Mthly payments for above 2 at outset -- or total monthly payment
APR or AIR %' ge pa at outset

As above 2 items but current mthly payments and % if it has been increased

All the detailed figures/dates detailed in your settlement letter

Turbo

dreamer33

di3004 wrote: »

HAPPY BELATED BIRTHDAY WISHES FOR DREAMER FOR 24TH FEB !!

HOPE YOU HAD A LOVELY BIRTHDAY HUNNI, SORRY ITS LATE, I JUST REALISED !!!!:o :A

:beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer:

Di
XX

:j :j :j :j :j :j :j :j :j :j :j :j :j :j :j

Thank you xxxxxx

Just been catching up and noticed your getting mixed up with the dreamers again lol:beer:

Turboman

Stillsmiling wrote: »

Turboman, did you receive the pm I sent to you? Should I have posted the info here?

Got it

Hi there,

Sorry to bother you but I understand you are the WHIZZ with working our PPI refunds. Please could you help me?

I wasn't sure if I should post figures on the thread or by PM so figured I'd try Pm first - hope that is okay?!

Loan amount: 59000

ppi amount: 14449.10

length of loan: 300 months

is it a settled or unsettled loan: unsettled

monthly amount payable: Was 693.72 but this week they told me that it was going down to 657.48 from 2 March

interest rate: variable - on agreement it was 9.060%
apr: 9.4% APR

Loan start date: Oct 2005 (first payment was Nov 05)

Any help would be hugely appreciated!

Thanks,

Will reply later on tonight---or earlier if Hull City get beat by Sheffield United in FA Cup!!-lol

Turboman

dreamer33 wrote: »

Thank you xxxxxx

Just been catching up and noticed your getting mixed up with the dreamers again lol:beer:

Just dreamt Hull City won the FA Cup--lol

pinknico

Dreamer33 ! Hello stranger how are you darling and how are the claims going?

I have just won back my OH ppi on an Egg loan, over £1000. PARTY!!

dreamer33

di3004 wrote: »

I have posted on the success thread as well:::::::::::::::::::::::::::::::::::::


Success at last :T :T

Just received an email from the Adjudicator, Lloyds TSB agreed with the Adjudicators view and is refunding all PPI, plus interest and Charges etc, as if PPI were not taken out.....yippeeeee, so no waiting for the ombudsman now :T .

Thanks to all who helped me, Marshallka, Max, Pinknico, Dreamer and everyone else who got me through all this.:beer:

I will post the figures when I have them, so I know for definate the amounts.:D :beer:

Di
XXXXXXXX

Well done Di, you deserve it soooooooo much xxxxxxxxxx:beer: :beer: :beer: :beer: :j :j :j :j :j :T :T :T :T :T :beer: :beer: :beer: :beer: :beer: :beer: :A :A :A :A :A :A :A

pinknico

NFFC09 wrote: »

Hi

I posted at the beginning of Jan as we sent RBS a PPI reclaim letter.
We posted it recorded delivery and it was received 10.1.09. We were advised to send directly to the person dealing with our claim at our branch. This we did. Now we have been told that she cannot find any paper agreements whcih will go in our favour but she has only just faxed it to the PPI claim department and the 8 weeks starts from 25.2.09, when the claim department received the fax!!
The hold up was due to the fact she was looking for the paper agreements.
Also, we have cancelled the PPI as it was woth £80.00 plus each month but they have charged us the same loan amount for the last 2 months and we keep having to call them to get the money back.

Surely we don't have to wait 8 weeks again just necause it has been sitting on her desk!!

Given that we have had numerous loans from RBS and our mortgage is with them we feel very unfairly treated given our loyalty.

Please advise, the 8 weeks is up on 9th March.

This PPI claim actually involves 3 loans as we re loaned on 2 occassions going back about 8 or 9 years so this could involce a lot of money!

Thanks
Julie

Call the FOS and explain the situation, they should tell you how to proceed.

dreamer33

pinknico wrote: »

Dreamer33 ! Hello stranger how are you darling and how are the claims going?

I have just won back my OH ppi on an Egg loan, over £1000. PARTY!!

Hi pinknico

I'm fine, hope your well xxxxxx Just received my letters today from peter need to call to go through them. Can't wait for FP to receive their first solicitors letter:rotfl:

Still waiting for EGG and MBNA.

Well done to you yes we can have a cyber party lol:beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :j :j :j :j :j :j :T :T :T :T :A :A :A :A

chicqa

Turboman wrote: »

Can't reconcile the PPI figures with the first agreement (or 2nd one) (--is there another account involved)

Need dates at start & closure

How did you calculate your figures in your initial letter?--can't follow them?

I think this is going to be very complicated to help- you!

---

Hi Turbo,
Thanks for getting back to me.
The second account, I have never been sent any information on but it was re-written in May 2005. As for my calculation I used the information the photo bucket paperwork their letter that they sent me does not tie in with what I have, I have always suspected that they have different info to what they gave me? this is literally all the information I have on this account and absolutely nothing on the second account just a letter which is worded as a brand new loan, that is it...
What can I do?


Thanks in advance