PPI Reclaiming Discussion part 4

di3004

amersall wrote: »

thats right di i was going to put that :o but you beat me to it:D:D:D then i woke up:rotfl::rotfl::rotfl:

LOL..........:rotfl::rotfl:, great minds think alike :j;)X

di3004

ginger5092 wrote: »

hey Di

Thank you for your advice,will give it a shot

Your welcome, good luck.:beer:

Portofino_2

Hi

Think I may have made a mistake. 3 loans with RBS, which they have paid out on mis-sold PPI. Each time I had to sign a form saying I was accepting the money in full and final settlement. However I think they have not applied the proper interest on these. Should I ask the FOS what to do? Feel like I have been mis-led and am now aware that RBS don't pay interest as per FOS guidelines. But have I shot myself in the foot by signing?

Thanks..

di3004

Portofino wrote: »

Hi

Think I may have made a mistake. 3 loans with RBS, which they have paid out on mis-sold PPI. Each time I had to sign a form saying I was accepting the money in full and final settlement. However I think they have not applied the proper interest on these. Should I ask the FOS what to do? Feel like I have been mis-led and am now aware that RBS don't pay interest as per FOS guidelines. But have I shot myself in the foot by signing?

Thanks..

Hi, hope your well.
Yes I would.
I hear some banks state they calculate in line with the FOS and its not always the case, so worth checking on this, every penny counts, good luck.

Have you actually mentioned this to RBS as well?

Portofino_2

No, I haven't said to them but can almost guarantee if I write to them they will refer me back to the form I signed saying I accepted that amount in full and final settlement. Prob worth speaking to FOS because if they say there's nothing they can do, there's no point :-(

di3004

Portofino wrote: »

No, I haven't said to them but can almost guarantee if I write to them they will refer me back to the form I signed saying I accepted that amount in full and final settlement. Prob worth speaking to FOS because if they say there's nothing they can do, there's no point :-(

I know what you mean, yes do contact the FOS on this then and see what they have to say, good luck.;)

maxdp

di3004 wrote: »

Hi, hope your well.
Yes I would.
I hear some banks state they calculate in line with the FOS and its not always the case, so worth checking on this, every penny counts, good luck.

Have you actually mentioned this to RBS as well?

Althought you have signed in full and final you usually do that before you see the final figures. If you are not satisfied contact the company agai in writing give them say 2 weeks to respond then ring FOS to ask their opinion. they will give you good advice.

Portofino_2

Hi Max

They have actually never provided me with any breakdown. They just gave me the number and said sign and accept. Does this help?

Thanks!

Portofino_2

P.S. Max, the earliest claim was "settled" in August and the last 2 end of 2009/early 2010. The other problem is that I have cashed all the cheques...

lennygambo

Hi Guys

Am new to this and just wondering if anyone can give me some advice

Took a loan out in 2006

Total = £16874.04

Been repaying £281.23 each and every month since. I have something like £4200.00 left to pay so 15 months of payments left

I am more than sure I have all the relevant paper work at home

Can someone give me some ideas or best places to go with regards to claiming PPI

Many thanks