We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
PPI Reclaiming Discussion part 4
Comments
-
Hi,
I'm going to write to complain (thanks amersall) do you think this will do:
Dear
I am writing to you today to express my deepest dissatisfaction with your response dated xxxxx.
The complaint has been with you for almost 4 weeks, why has it taken this long to tell me, there is a problem and it may take an additional 4 weeks. I find this a deliberate tactic in delaying my complaint and claim.
You have only now informed me that you require both the signatures of myself and my wife before you can investigate my claim, this should have been explained to me in your first letter. Again I find this an unacceptable delay tactic on your behalf. However, to ensure you have these, we have both signed this letter.
As you can hopefully appreciate in my initial letter, dated xxxxx, I stated that I would like the matter concluded within 8 weeks else I would be contacting the Ombudsman direct for them to investigate my complaint.
I feel that this is a fair request and that the xxxxxx, which would be the 8th completed week, is more than adequate time to investigate my complaint and resolve my claim.
I am not asking for anything unreasonable, only that I am reimbursed for the missold PPI.
I am simply requesting a full refund of all premiums, and subsequent interest on these payments, that I have paid to date. As I believe I have been deprived of this money I also expect 8% statutory interest, the amount a court would award, to be added to each payment made.
I look forward to a full and prompt response to this letter and for the matter to be concluded by the xxxxxx (the initial 8 week period) or I shall be contacting the Financial Ombudsman to fully investigate my complaint.
yours
What do you think ? too much? I don't want to p' them off but I want it resolved. Your thoughts always appreciatedWould like to: Retire at 54. 19yrs .Clear mortgage by 50. 16yrs. Clear Secured debts by 43. 8yrs.Clear Unsecured debt by 39. 4yrs. Gain full control of my finances by 36. 1yr.Keep my head above water. Today.Dribble Diet: Starting weight(26/8): 18st 7lb:eek: current weight(08/11): 15st 11lb Ideal weight: 12st 7lb0 -
LLoyds accidentally sent out another cheque of the same payment already received, will get this back off to them now.
Don't want any come-backs LOL.:D;)The one and only "Dizzy Di"0 -
or wait til they ask for it and then put them through the same routine
'sorry we are investigating your claim' etcWould like to: Retire at 54. 19yrs .Clear mortgage by 50. 16yrs. Clear Secured debts by 43. 8yrs.Clear Unsecured debt by 39. 4yrs. Gain full control of my finances by 36. 1yr.Keep my head above water. Today.Dribble Diet: Starting weight(26/8): 18st 7lb:eek: current weight(08/11): 15st 11lb Ideal weight: 12st 7lb0 -
Hi,
I'm going to write to complain (thanks amersall) do you think this will do:
Dear
I am writing to you today to express my deepest dissatisfaction with your response dated xxxxx.
The complaint has been with you for almost 4 weeks, why has it taken this long to tell me, there is a problem and it may take an additional 4 weeks. I find this a deliberate tactic in delaying my complaint and claim.
You have only now informed me that you require both the signatures of myself and my wife before you can investigate my claim, this should have been explained to me in your first letter. Again I find this an unacceptable delay tactic on your behalf. However, to ensure you have these, we have both signed this letter.
As you can hopefully appreciate in my initial letter, dated xxxxx, I stated that I would like the matter concluded within 8 weeks else I would be contacting the Ombudsman direct for them to investigate my complaint.
I feel that this is a fair request and that the xxxxxx, which would be the 8th completed week, is more than adequate time to investigate my complaint and resolve my claim.
I am not asking for anything unreasonable, only that I am reimbursed for the missold PPI.
I am simply requesting a full refund of all premiums, and subsequent interest on these payments, that I have paid to date. As I believe I have been deprived of this money I also expect 8% statutory interest, the amount a court would award, to be added to each payment made.
I look forward to a full and prompt response to this letter and for the matter to be concluded by the xxxxxx (the initial 8 week period) or I shall be contacting the Financial Ombudsman to fully investigate my complaint.
yours
What do you think ? too much? I don't want to p' them off but I want it resolved. Your thoughts always appreciated0 -
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards