PPI Reclaiming Discussion part 4

amersall

maxdp wrote: »

.............LOL:eek:

:) hi max:Aanything i can help you with;) mates rates:rotfl::rotfl:

amersall

sukisal wrote: »

Ok something has just occurred to me as well, before I send this questionnaire back.

The first loan I took out with Barclays was actually 1998, and I actually have 3 agreements here, where I was persuaded to have a top up loan each of these times.

What I am thinking now is, do I have a valid claim all of these going back to '98 as they are all top ups, are are they treated as separate agreements and only valid claim now is the one I am going for, last one of 2004?

Thanks again

hi there, if i were you i would (if you have them) put all 3 agreement numbers on the form and explain they were rolled over each time and you would like the other 2 looked at as well.

amersall

sukisal wrote: »

Thank you, do you think I need to send another letter adding these other ones on, or a note with the questionairre, saying I wish to claim from that first agreement?

replied before i saw this, yes do that

sukisal

amersall wrote: »

replied before i saw this, yes do that

Thank you so much all

di3004

newbeginning wrote: »

Hi, Ive had a quick scan through but can't seem to find my answers....

I've just recently started a DMP with CCCS and one of my creditors is Halifax, we took out a loan with them a couple of years ago with PPI, I don't want to reclaim this as I did agree to it at the time but was wondering if I can cancel it? or if because it's a loan it's all added on at the beginning ? Obviously now we're on a DMP we won't be using the PPI.

Hi there

I would check the policy details on this if you still have them, or ask for them to send you these through the post.
I assume you can cancel at any time, if you have started DMP, the PPI is now possibly worthless to you, so no harm in trying.;)

di3004

bugsy161 wrote: »

Thank you for the information.

Fingers crossed for the next few months then.

Will let you know the outcome.:)

Your very welcome, we look forward to hearing the outcome, good luck.:);)

di3004

dazandemma wrote: »

Thanks for the info, will keep you updated with the outcome.

Its not a massive amount as was only PPI on a 3 piece suite, but it was because we were sold the PPI by the store sales assistant and not a financial sales person, and nothing was mentioned about the PPI really, also as I have 6 month Accident & Sick leave from my work, the PPI is pretty useless anyway.

Hi and your welcome.
Still worth giving it a go, and remember it all adds up, with the interest as well, good luck and we look forward to hearing from you.:);)

Eggfree

Eggfree wrote: »

Hi, thanks for the help!

I will send a letter today explaining the reasons why I think I was mis-sold the PPI.

I dont have any of the loan documentation as it was so old now, is this going to pose a problem?

I will keep you updated on my situation

YOU ARE NOT GOING TO BELIEVE THIS!!!

I sent 1 letter a week back and today I have woke up, rubbed the sleepy dust out of my eyes and checked my bank account!!

EGG HAVE CREDITED MY BANK ACCOUNT:

£855.05
£150.61
£232.09

total £1237.75

ALL FROM 1 LETTER 1 WEEK A GO!!!!!!!!!!!!!

I am so shocked and happy it is unreal!!! Thank you to everyone on this site, if it wasn't for you I would have never wasted the 1st class stamp!!

smitchy73

Eggfree wrote: »

YOU ARE NOT GOING TO BELIEVE THIS!!!

I sent 1 letter a week back and today I have woke up, rubbed the sleepy dust out of my eyes and checked my bank account!!

EGG HAVE CREDITED MY BANK ACCOUNT:

£855.05
£150.61
£232.09

total £1237.75

ALL FROM 1 LETTER 1 WEEK A GO!!!!!!!!!!!!!

I am so shocked and happy it is unreal!!! Thank you to everyone on this site, if it wasn't for you I would have never wasted the 1st class stamp!!

Well done Eggfree, good name for this time of year, in a word you could say you've got alot of 'egg's' for your Easter.

kitten0102

i have written to the standard letters on martins tips regarding ppi and not getting any response - if the company hold an agreement with my details on but it is not signed by myself is it valid - any info would be of help -

they just keep sending me a blank copy agreement with my name and address on but no signature from myself can anybody help plse