PPI Reclaiming Discussion part 4

diamond_mum

Me and the husband just sent off our first PPI refund letter to Lloyds tsb on Friday, so looking forward to a response, I hope were lucky with it all!!

di3004

diamond_mum wrote: »

Me and the husband just sent off our first PPI refund letter to Lloyds tsb on Friday, so looking forward to a response, I hope were lucky with it all!!

Brilliant, good luck to you both, keep at them.;):beer:

diamond_mum

di3004 wrote: »

Brilliant, good luck to you both, keep at them.;):beer:

Thanks! Will keep at them we will win!! :rotfl::T

di3004

diamond_mum wrote: »

Thanks! Will keep at them we will win!! :rotfl::T

Good one :rotfl::j:j:T

diamond_mum

I just checked with rmail and they have signed for our letter

sorry, just excited we finally got the ball rolling :T

di3004

diamond_mum wrote: »

I just checked with rmail and they have signed for our letter

sorry, just excited we finally got the ball rolling :T

lol, cool not to worry :rotfl::D;):j:TX

welchy15

Hi all, this is my first post. I made a claim last year against Tesco for PPI insurance that never covered me for being out of work. They offered me just over £1300, which i accepted.
What i need to know is, now they have accepted they were in the wrong, do i have any come back regarding my credit report with this loan. My credit report shows that the last 6 months of the loan i had late payments, this was due to me being out of work and being unable to make my payments on time.
I didn't make the payments on time because i couldn't afford the full amount (including the PPI cover) and now this has affected my credit rating. Do i have any comeback regarding this?

Any advice would be greatly apprieciated

di3004

welchy15 wrote: »

Hi all, this is my first post. I made a claim last year against Tesco for PPI insurance that never covered me for being out of work. They offered me just over £1300, which i accepted.
What i need to know is, now they have accepted they were in the wrong, do i have any come back regarding my credit report with this loan. My credit report shows that the last 6 months of the loan i had late payments, this was due to me being out of work and being unable to make my payments on time.
I didn't make the payments on time because i couldn't afford the full amount (including the PPI cover) and now this has affected my credit rating. Do i have any comeback regarding this?

Any advice would be greatly apprieciated

Hi and welcome.

First of all well done on your success.:beer:

Maybe you could post about this issue on the debtfreewannabe thread where many have been in default due to various reasons, and they may have some useful advice on where to take this matter from here, good luck and link to the thread here:
http://forums.moneysavingexpert.com/forumdisplay.html?f=76

welchy15

Thanks for the quick response, i'll post there and what see what advice i get ;-)

di3004

welchy15 wrote: »

Thanks for the quick response, i'll post there and what see what advice i get ;-)

Your very welcome, good luck with this.;)