Buffy's 18 week credit card free challenge

Buffythedebtslayer

GeorgeUK wrote: »

Hi Buffy, I posted a message yesterday, but it doesn't seem to have stuck.

Just wondered how the most recent observation thing went and if you still haven't punched your boss out.

Hope you're doing okay.
George

Hi George,

The obs went okish. the class were ok, not great but not terrible. my book monitoring went well tho so that was relief. so far so good.

I have a week off now and I am looking forward to it. got lots to do. I do feel a bit of a mess actually. need to calm down and stop trying to get everything done all at once.

This was going to be a major update but I feel a bit flat and worried so will wait till I am more positive.

xxxx

Shoe_Gal

Buffythedebtslayer wrote: »

This was going to be a major update but I feel a bit flat and worried so will wait till I am more positive.

xxxx

We all feel like that sometimes, I'm having a bit of a 'wobble' myself at the moment.

Enjoy your week off

Shoe Gal x

beanielou

Im the same too at the mo.
Ive joined Pap's plodders as that sums me up at the mo
Try to enjoy your week off though.

Buffythedebtslayer

Still feeling crap and very annoyed with myself.

I had so many plans but have wasted the last three days, being with my family full time with no (crappy) work to balance it out always does this to me. Mum is miserable till sis comes round and well frankly I could moan for England.

I need to tidy up my room and sort out my work and post. I have three hours till i go to work. I am debating with myself whether or not to officially give my self the day off today stick a DVD on and chill out regardless of the mess.

my tummy hurts too and I cant believe how sorry for myself I am feeling. wahhhhhhh!

oh if A And L and Halifax weren't completely useless I would be sub 15k today which is nice.
xxxxxx

Keeping_Positive

Hope you are feeling better. I know almost exactly how you feel. I was down in the dumps this weekend yet did nothing to dig myself out. Families really dont help either. Work should help if you made it in.

Buffythedebtslayer

Hi KPxx and everyone esle still reading!

Work was good my boss is fantastic thank God.

am watching Britain's got Talent.

To be honest I am really disappointed with myself over the last six months. I know the stuff with work has royally messed me up but I haven't paid off as much as I could have. Although I have cut down in many areas my organisation is a massive problem (didn't shop for any one's Birthday on time and Mother's day etc) I have ended up spending loads

Plus I keep paying for stuff like takeaways, and Avon is becoming a real drain. I haven't done any E bay. I sold a couple of things and then bought a couple of things, ooops kiss profit good bye!

there is the car, work, book buying(which I have stopped) and the dentist and now it seems I am going to have to borrow some more money. And I SO wanted to be out of Debt. The one thing I have done is not add to my debt since well I think over a year? And now it looks like I will have to.

I need a new burst of motivation. well not just a burst I really need to sustain my motivation.

Thank God for my boss tonight tho, she restored sanity.

xxxxx

beanielou

Hi Buffy hun
Why do you think you might have to add to your debt again?
Take care xxx

urg123

Firstly - why o why are you going to work during half-term?

Secondly - the last 6 months has been hard BUT you have still made dents in your debt. Where were you 6 months ago? And where would you be if you weren't on DFW?

Thirdly - new debt? Que? Need to hear more before I let my instinct of :eek::eek::eek: take over. Tell me quick as it is taking over!!!!!!

Lastly - it sounds to me like you need to get back to setting and sticking to a budget. Even if it is a simple SOA. Don't deprive yourself of all luxuries i.e. take aways. Set aside some money (cash in jar) and when it is gone it is gone.

One more finally - why don't you sit back and think of what you can do to make life easier over the year i.e. A present box for pressies.

Just a few ideas for you. Don't forget - you've come a long way!

urg x x

Buffythedebtslayer

What a lovely post xxthanks Urg.

the extra debt well part of me wishes I hadn't mentioned it:o but I want to be honest and motivated as far as totals are concerned. its something I don't really want to discuss on here. And I dont know if it will happen yet so we shall see.

I shall do the present box. and the budget. trouble is i really have idea what i spend it on

40 travel a month, 20 quid a week cash(!) every two months I spend on toiletries. occasionally I pop to the supermarket for lunch. I am basically disorganised. I used to have a set amount of cash I took out but I don't know what happened to that plan! cabs, ermmm presents.

I think I will go through my receipts

cheers Urg for the suggestionsxx

urg123

No problem - I think I need to listen to my own advice!

It sounds we both need to get back to being a) more organised and b) a bit more dedicated to the overall goal!

I won't ask anymore about the extra debt but if you need to talk then you know we are all here. Don't hide stuff here - we'll back off when you tell us!

You are on half term aren't you? I hope you are doing stuff just for you. You need to feed your soul and re-charge them batteries.

urg x x