Sub Prime Credit Thread Part II

Innocent_Guy

Effect you will prob get a pre approval if you run your current account well......... You have no naughties.....

Capital one is a weird one. i have heard alot of people get declined 1st time and accepted 2nd.

duggie1982

How easy is Monument Card to get? Thinking about getting that if they will accept me Got about 6 searches in the last 12 months but 5 of them is Limited Subject Access Requests and money laundering

victor-meldrew_4

TheEffect wrote: »

I opened a TSB Classic account 2 weeks ago. I applied for an overdraft online, was told to ring the number as they want to ask some questions. Phoned them and they said ring back once you've had some transactions going through the account (in a few months).

They don't credit check for overdrafts online I believe.

if you apply for an o/d on an account application with boi and abbey they just want 3 months statements.no extra check

sutton111

duggie1982 wrote: »

How easy is Monument Card to get? Thinking about getting that if they will accept me Got about 6 searches in the last 12 months but 5 of them is Limited Subject Access Requests and money laundering

They aren't currently accepting applications at the moment.

Innocent_Guy

duggie1982 wrote: »

How easy is Monument Card to get? Thinking about getting that if they will accept me Got about 6 searches in the last 12 months but 5 of them is Limited Subject Access Requests and money laundering

Mounment are not accepting applications at the moment

victor-meldrew_4

Innocent_Guy wrote: »

I just called Halifax, they think they will be able to match my account

good news,foot in the door.

Innocent_Guy

Do you think my SDG accounts reporting 1 green zero each will make much difference?

sutton111

Being that Proliant is closing this thread soon, who wants to start Sub Prime Thread III?

Anyone have any ideas who should look after it?

Innocent_Guy

victor-meldrew wrote: »

good news,foot in the door.

Yup, I don't really have any probs with my current bank, just that Halifax sound like they give alot to there customers.

Innocent_Guy

sutton111 wrote: »

Being that Proliant is closing this thread soon, who wants to start Sub Prime Thread III?

Anyone have any ideas who should look after it?

The regulars obviously! It should be renamed tho...... Purely to distinguish the difference between Proliants and the new one