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Sub Prime Credit Thread Part II

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  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    Just checked online ;)


    Ah. I'm phoning them later I want a multifunction card and I'm getting rather impatient now!
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    BTW I returned my CCA's for SDG today....

    I never sent mine back. It doesn't really matter.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Phil3822 wrote: »
    Hi all. Cap 1 card came through today. Came with a £200 limit and an 34.9% apr. Its a start!

    Congratulations Phil!!

    As Innocent said, after 3 payments (4th statement) you should have an increase.

    Good luck :D
  • victor-meldrew_4
    victor-meldrew_4 Posts: 763 Forumite
    sutton111 wrote: »
    Have you found out which card they have offered you yet?

    no but they dont offer a cheque book with basic account,i can have one.so iguess its the visa debit.they list visa elec,visa debit and the 3in 1 i think.im guessing ive got what they describe as visa debit.
    hopefully find out next post
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    If you have the Abbey PICR or the PODR account it will be either a Visa debit or a Visa Electron.
  • victor-meldrew_4
    victor-meldrew_4 Posts: 763 Forumite
    sutton111 wrote: »
    I never sent mine back. It doesn't really matter.

    with the jd group it will stop your credit increases deffinately.and they will get in contact with you to return
    dont know with liitlewoods,always returned them
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • victor-meldrew_4
    victor-meldrew_4 Posts: 763 Forumite
    sutton111 wrote: »
    If you have the Abbey PICR or the PODR account it will be either a Visa debit or a Visa Electron.

    i would put money on visa debit
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    victor-meldrew wrote: »
    with the jd group it will stop your credit increases deffinately.and they will get in contact with you to return
    dont know with liitlewoods,always returned them

    I've never sent my Jacamo (JD Williams Group) back and I've had 5 increases since.

    Same with SDG I've had 2 increases on my Littlewoods account and I've never sent it back.

    TBH I can't see how it matters really.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    victor-meldrew wrote: »
    i would put money on visa debit

    I still have a "pesky" Electron card on my PODR Abbey account. I want a Visa debit.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    I've never sent my Jacamo (JD Williams Group) back and I've had 5 increases since.

    Same with SDG I've had 2 increases on my Littlewoods account and I've never sent it back.

    TBH I can't see how it matters really.

    I would rather sent it just in case ;)
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
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