Sub Prime Credit Thread Part II

Phil3822

Hi all. I applied for a Capital one credit card. I have poor credit so was doubtful and the screen came up saying they'll get back to me. Anyway, 2 days ago I recieved a capital one PIN through the post but nothing else as of yet. Does this mean I may have been accepted?

never-in-doubt

young_victor_meldrew wrote: »

:beer: Agreed! The Genie o' the lamp from Homegrown Fantasy is rather nice!!:cool:

Thanks - will check this out too (is it good then?)

Just sat with a large beer and a 7" reefa (blueberry and pear) - yummy....

davethorp

Phil3822 wrote: »

Hi all. I applied for a Capital one credit card. I have poor credit so was doubtful and the screen came up saying they'll get back to me. Anyway, 2 days ago I recieved a capital one PIN through the post but nothing else as of yet. Does this mean I may have been accepted?

If you have a PIN from them it's pretty safe to say a card will be following. Unless of course they've started using 4 digit random numbers as a code to mean declined :D

never-in-doubt

Phil3822 wrote: »

Hi all. I applied for a Capital one credit card. I have poor credit so was doubtful and the screen came up saying they'll get back to me. Anyway, 2 days ago I recieved a capital one PIN through the post but nothing else as of yet. Does this mean I may have been accepted?

deffo 100% accepted.... a PIN means you got account! well done, let us know the limit and apr please....? :beer:

beers r on you my man!

Phil3822

Cheers. I'll let you know the details when I know. Is it normal for the PIN to be recieved before any acceptance letter etc?

never-in-doubt

Phil3822 wrote: »

Cheers. I'll let you know the details when I know. Is it normal for the PIN to be recieved before any acceptance letter etc?

yes mate always get PIN then card - but usually PIN comes before acceptance letter LOL, it did with my HSBC Bank account and my CitiGold card.... Got my citi letter of acceptance after i'd spent a grand on the card LOL :beer:

TheEffect

After applying for a CapitalOne Classic, I got the following.

Thank you, (Name removed)
Your online application is now complete
What do I do now?
One of our team will now perform additional checks, which typically take 7 working days. In a small number of cases we may need more information to complete your application - if so, we'll write and let you know.

If your application is successful, we'll be sending you your Classic Card as soon as possible. Your PIN number will be posted to you seperately

sutton111

TheEffect wrote: »

After applying for a CapitalOne Classic, I got the following.

Thank you, (Name removed)
Your online application is now complete
What do I do now?
One of our team will now perform additional checks, which typically take 7 working days. In a small number of cases we may need more information to complete your application - if so, we'll write and let you know.

If your application is successful, we'll be sending you your Classic Card as soon as possible. Your PIN number will be posted to you seperately

Another application Effect?

How many searches do you have now?

Innocent_Guy

TheEffect wrote: »

After applying for a CapitalOne Classic, I got the following.

Thank you, (Name removed)
Your online application is now complete
What do I do now?
One of our team will now perform additional checks, which typically take 7 working days. In a small number of cases we may need more information to complete your application - if so, we'll write and let you know.

If your application is successful, we'll be sending you your Classic Card as soon as possible. Your PIN number will be posted to you seperately

Your addicicted to the apply button! I thought I was bad!!!

Innocent_Guy

TheEffect, Call them now and they should be able to give you a descion over the phone