Sub Prime Credit Thread Part II

Innocent_Guy

Hello All!

The_coolcat

PARIS_5000 wrote: »

Barclaycard will not give you a credit card if there is adverse information on your credit file. Wait for your default to fall off and then you will be able to get mainstream credit. I had the same problem and when my defaults fell off my credit score when up I got HSBC credit card and overdraft.

Thank you PARIS 5000 will wait till late dec get some green 0 and go for it and see how my credit rating is with no default on

Innocent_Guy

The_coolcat wrote: »

Thank you PARIS 5000 will wait till late dec get some green 0 and go for it and see how my credit rating is with no default on

Good Luck

davethorp

c8ndice wrote: »

If they post an agreement out then they have accepted you

That's good to know. Does anyone know how long it takes Sygma to post a card out once you've returned the CCA

claire6hy

davethorp wrote: »

That's good to know. Does anyone know how long it takes Sygma to post a card out once you've returned the CCA

i didnt get a CCA to return! just the card after about 4 days

fairmorn308

good evening campers hows everyone

davethorp

Eagerly awaiting the post for the next few days which will hopefully bring me not only a nice shiny accessory card which will be my first credit card for 4 years but also a nice cheque for £1000. Which is nice!

never-in-doubt

londonuk2008 wrote: »

Evening everyone ... dunno if anyone else has had this , I applied for the Bank of Ireland card couple of weeks ago , noticed they searched me last week and then today got a big envolope with credit agreement etc?Anyone had this and been accepted?

Mate see my responses here: http://forums.moneysavingexpert.com/showpost.html?p=20947099&postcount=9516

You've not been accepted yet..... sorry but wait cos you may get declined yet (hope u dont) and card aint gold, its jet black with grey speckles - i've posted it here: #9530

Hows you doing?

PARIS_5000 wrote: »

Why do you need the tuxedo cards if you have proper debit and credit cards.

cos they are pre loaded and I had them from ages ago..... I use them linked to paypal and for certain dodgy online purchases like bongs and skins

never-in-doubt

young_victor_meldrew wrote: »

Find Abraxas when you are there, nice atmosphere, fantastic looking place with great decor and a good..... menu!

Thanks - so do you like the herbs too mate? I'll go look tonight hehe :beer:

davethorp wrote: »

Eagerly awaiting the post for the next few days which will hopefully bring me not only a nice shiny accessory card which will be my first credit card for 4 years but also a nice cheque for £1000. Which is nice!

whats the grand for mate?

never-in-doubt

Express_Courier wrote: »

Hi again everyone !

Well i tried them all:

1) Vanquis came back in milliseconds - Jog on
2) Provident came back in milliseconds - Jog on
3) Aqua came back in milliseconds - Jog on
4) Capital One are getting back to me for further information but im expecting to be declined on that aswell !

(Got to be something common like being self employed for them all to decline)

Ive now applied for a RED fuel card, similar usual credit checks but sounded very helpfull and possibly accomodating so my application is currently in the hands of the credit control gods !

Thanks to everyone who chipped in with some answers and yeah this is a very warm, welcoming and friendly forum / thread !
:beer:

Cheers,

Andy

PS: I know its a bit off topic but i'll let you all know if im sucessful or not with getting my fuel card when i find out

PPS: Oh and by the way try "The Homegrown Fantasy" coffeeshop on Nieuwezijds Voorburgwal, not so touristy !

Look here mate: http://forums.moneysavingexpert.com/showthread.html?t=1626277

This lists what to look for, try JD Williams next.... :beer: