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Sub Prime Credit Thread Part II

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Comments

  • Can I marry into the OH family :D

    ill describe the sister WAYNETTA from harry enfield:confused:
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    amsterdam - the pub there is called the british bulldog and their menu consists of blueberry spliff - 3E - blackcuurant and apple spliff - 3E - Hash Cake - 5E

    get the drift now?
    Oh! I'm planning on go dam soon!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • I apply and got a vanquis card one week later i apply for a cap one and barclaycard initial got the cap one but turn down for barclaycard is it hard to get the initial. Have one default left to come off in november just what them to help my cerdit rating will be paying them of in full
  • PARIS_5000
    PARIS_5000 Posts: 868 Forumite
    Barclaycard will not give you a credit card if there is adverse information on your credit file. Wait for your default to fall off and then you will be able to get mainstream credit. I had the same problem and when my defaults fell off my credit score when up I got HSBC credit card and overdraft.
  • jopwo_87
    jopwo_87 Posts: 327 Forumite
    But i thought Barclycard initial was for people with bad credit... No wonder i kept being declined with them!!
    Thinking it over...:o
  • PARIS_5000
    PARIS_5000 Posts: 868 Forumite
    Try Aqua because they will accept people with defaults on their credit files but i really think that you should wait for the default to fall off in 7 months.

    Good luck
  • Dam (amster) my man - smoking the reef (still there LOL).................. British Bulldog has the ermmm, best menu!


    Find Abraxas when you are there, nice atmosphere, fantastic looking place with great decor and a good..... menu!
    Official SOS Club number 011 - Dry until 17/11/2009
  • Express_Courier
    Express_Courier Posts: 3 Newbie
    edited 24 April 2009 at 1:45PM
    Hi again everyone !

    Well i tried them all:

    1) Vanquis came back in milliseconds - Jog on
    2) Provident came back in milliseconds - Jog on
    3) Aqua came back in milliseconds - Jog on
    4) Capital One are getting back to me for further information but im expecting to be declined on that aswell !

    (Got to be something common like being self employed for them all to decline)

    Ive now applied for a RED fuel card, similar usual credit checks but sounded very helpfull and possibly accomodating so my application is currently in the hands of the credit control gods !

    Thanks to everyone who chipped in with some answers and yeah this is a very warm, welcoming and friendly forum / thread !
    :beer:

    Cheers,

    Andy

    PS: I know its a bit off topic but i'll let you all know if im sucessful or not with getting my fuel card when i find out :D

    PPS: Oh and by the way try "The Homegrown Fantasy" coffeeshop on Nieuwezijds Voorburgwal, not so touristy !
  • c8ndice
    c8ndice Posts: 201 Forumite
    davethorp wrote: »
    Not defo but last time I applied for accessory I got a straight sod off and this time they've actually posted an agreement. It's promising but they could still tell me where to go I guess.

    But yeah all 3 sub primes decline me

    If they post an agreement out then they have accepted you :)



  • PPS: Oh and by the way try "The Homegrown Fantasy" coffeeshop on Nieuwezijds Voorburgwal, not so touristy !

    :beer: Agreed! The Genie o' the lamp from Homegrown Fantasy is rather nice!!:cool:
    Official SOS Club number 011 - Dry until 17/11/2009
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