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Sub Prime Credit Thread Part II

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Comments

  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    jopwo_87 wrote: »
    I heard somewhere that it could be 6 months until the first increase but i wasn't sure but thanks anyways!
    It is 6 months if YOU want to REQUEST an increase
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    londonuk2008 wrote: »
    No , naughties - all greens and correct.The only thing against me I think is , only my basic goes in the bank - my bonus is paid in cash - my bank had rejected me for a card down to 'affordability' - even though they never asked for a wage slip.So if I say my salary is X , on my bank statement it says Y.Even though I would then just pay the cash in.
    Oh Ok, do you have many searches are anything.

    Well done on the approval anyway it is a min 3grand CL
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    londonuk2008 wrote: »
    wheres Sutton and Never in doubt these days?
    You tell me!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • londonuk2008
    londonuk2008 Posts: 1,101 Forumite
    searches wise none on Equifax - apart from BOI - Experian around 12. Well I'm not getting too excited yet - they may knock me back yet.I havent seen anyone else on here get accepted or recieve the paperwork , so cant see if its a deffo yes.

    Also are the Bank of Ireland part of Natwest or not?
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    londonuk2008 wrote: »
    searches wise none on Equifax - apart from BOI - Experian around 12. Well I'm not getting too excited yet - they may knock me back yet.I havent seen anyone else on here get accepted or recieve the paperwork , so cant see if its a deffo yes.

    Also are the Bank of Ireland part of Natwest or not?
    NID has a BOI gold card ;)
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • londonuk2008
    londonuk2008 Posts: 1,101 Forumite
    I thought someone had here - see what limit he has and if he thinks mines a yes or no.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    londonuk2008 wrote: »
    I thought someone had here - see what limit he has and if he thinks mines a yes or no.
    He had 3grand then they dropped it to 1grand
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • londonuk2008
    londonuk2008 Posts: 1,101 Forumite
    how come they dropped it?
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    londonuk2008 wrote: »
    wheres Sutton and Never in doubt these days?

    hey up matey - I bought you a wispa easter egg...... hehe :confused:

    guess where it is now (loud burp noise)...... :eek:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    londonuk2008 wrote: »

    Also are the Bank of Ireland part of Natwest or not?


    No mate - they are independant (bank of ireland) but Ulster is part of RBS.....
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
This discussion has been closed.
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