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Sub Prime Credit Thread Part II

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Comments

  • thriftymomma
    thriftymomma Posts: 1,107 Forumite
    Innocent_Guy wrote: »
    Mine took its time so did OH but who knows :T

    I was actually pleasantly surprised. It was over the Christmas period too so was doubly shocked!:money:
    Got Halifax Classic to reduce my interest rate by 5% woohoo - 10/06/08 Thanks MSE!
    Another 3% shaved off 10/12/08
    ANOTHER 4 % June 09:beer:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    thriftymomma wrote: »
    I was actually pleasantly surprised. It was over the Christmas period too so was doubly shocked!:money:
    Have you added your details to the vanquis thread?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • PARIS_5000
    PARIS_5000 Posts: 868 Forumite
    My vanquis and capital one was quick to come and Aqua took the longest.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    PARIS_5000 wrote: »
    My vanquis and capital one was quick to come and Aqua took the longest.
    I suppose you have to send aqua the CCA 1st tho don;t you. However If I rememeber cap 1 requires he CCA 1st aswell
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • PARIS_5000
    PARIS_5000 Posts: 868 Forumite
    I had to send my capital one CCA as well but they were quicker than Aqua.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    PARIS_5000 wrote: »
    I had to send my capital one CCA as well but they were quicker than Aqua.
    Nice to know.......
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • londonuk2008
    londonuk2008 Posts: 1,101 Forumite
    Evening everyone ... dunno if anyone else has had this , I applied for the Bank of Ireland card couple of weeks ago , noticed they searched me last week and then today got a big envolope with credit agreement etc?Anyone had this and been accepted?
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    londonuk2008 wrote: »
    Evening everyone ... dunno if anyone else has had this , I applied for the Bank of Ireland card couple of weeks ago , noticed they searched me last week and then today got a big envolope with credit agreement etc?Anyone had this and been accepted?
    Yes, well done london lad, looks like you have been accepted - I got a letter saying get stuffed!
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    londonuk2008 wrote: »
    Evening everyone ... dunno if anyone else has had this , I applied for the Bank of Ireland card couple of weeks ago , noticed they searched me last week and then today got a big envolope with credit agreement etc?Anyone had this and been accepted?
    Well done - Congrats!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    My friend recieved this last week. He thought it was a pre-approval but I informed him it is an invitation to apply

    FYI anyway


    preselectedv.jpg
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
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