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Sub Prime Credit Thread Part II

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Comments

  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    claire6hy wrote: »
    well 1 was getting a babysitter covered for my holidays, 2 was getting a free holiday to africa, :D
    Can I come to Africa? Pleaseeeeeeeeeeeeeeeeeeeee :p
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Victor you cn get Aqua but not Jacamo?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Victor you cn get Aqua but not Jacamo?

    no o/h got aqua.
    ive got vanquis gold,bank of scot,monument,barclaycard initial,cap1.
    applied jacamo declined,applied 3 weeks later to ambrose(still jd)got accepted.
    littlewoods group no props,grattans no probs,next no probs.
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    no o/h got aqua.
    ive got vanquis gold,bank of scot,monument,barclaycard initial,cap1.
    applied jacamo declined,applied 3 weeks later to ambrose(still jd)got accepted.
    littlewoods group no props,grattans no probs,next no probs.
    I cant believe they declined you. I assume you CR is good with all those products you have
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • I cant believe they declined you. I assume you CR is good with all those products you have

    CR is fine,sort off.too many searches.poss to many accounts.never been over 55% of available credit though.oldest account is not quite 3 years old.e/r goes on this month.

    they may have declined becuase o/h has 2 accounts with them.her jd started at £125,within 6 weeks it was £2000.her jacamo is only this month old.
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    CR is fine,sort off.too many searches.poss to many accounts.never been over 55% of available credit though.oldest account is not quite 3 years old.e/r goes on this month.

    they may have declined becuase o/h has 2 accounts with them.her jd started at £125,within 6 weeks it was £2000.her jacamo is only this month old.
    Cool, I got declined by Barclaycard :mad:
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Cool, I got declined by Barclaycard :mad:

    barclaycard approved me when i had virtualy no history.vanquis for 1 month and a nationwide account about a year ish old.they wont upgrade me yet:mad:
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    barclaycard approved me when i had virtualy no history.vanquis for 1 month and a nationwide account about a year ish old.they wont upgrade me yet:mad:
    I did apply when I had NO history
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • I did apply when I had NO history

    i must have been lucky then
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    I do not have luck :-(
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
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