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Sub Prime Credit Thread Part II

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Comments

  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    So what are you going to do now?

    I would send them in again and send a letter as well.

    Nope, don't want the card.....
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    Rang Tesco and they said they haven't received the documents I sent last week. It may take 10 days apparently. Also, I didn't put that I was receiving benefits on my application. I did! I said I was unemployed!

    You know what? They can stick the card up their chuff. I don't want it any more. More hassle than its worth.

    Cif that is lies I sent mine last thursday and they already have them showing on the system

    I don't want there card anymore, too much stress
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    Innocent_Guy wrote: »
    Cif that is lies I sent mine last thursday and they already have them showing on the system

    I don't want there card anymore, too much stress
    I hear you sister.

    Even though the APR on my Vanquis is high I have had nothing but impeccable service off them. Tesco, on the other hand, is as useful as a bag of sh^te
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Just phoned BarclayCard. They said it has definitely been declined and the person yesterday got it wrong.

    What a bunch of w******.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    TheEffect wrote: »
    Just phoned BarclayCard. They said it has definitely been declined and the person yesterday got it wrong.

    What a bunch of w******.


    Did you ask them why you had been declined?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    cifpower wrote: »
    I hear you sister.

    Even though the APR on my Vanquis is high I have had nothing but impeccable service off them. Tesco, on the other hand, is as useful as a bag of sh^te


    Just wait and see what Flybe say. Has the other CIFAS warning been removed yet?
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    sutton111 wrote: »
    Did you ask them why you had been declined?

    They said they'll send a letter as they cannot give reasons over the phone. Not too upset as I'm not a fan of Barclays company, however it would have been nice having a card with a lower limit then Vanquis and Aqua, but hey ho, I'll just wait for a while and maybe apply for a main-stream card once the green 0's are flowing in more.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    TheEffect wrote: »
    They said they'll send a letter as they cannot give reasons over the phone. Not too upset as I'm not a fan of Barclays company, however it would have been nice having a card with a lower limit then Vanquis and Aqua, but hey ho, I'll just wait for a while and maybe apply for a main-stream card once the green 0's are flowing in more.


    I take it you mean a higher limit than Vanquis or Aqua?
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    sutton111 wrote: »
    I take it you mean a higher limit than Vanquis or Aqua?

    Sorry, I mean lower APR. :p
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    Just wait and see what Flybe say. Has the other CIFAS warning been removed yet?
    I'm not holding out hope. The other CIFAS flag has not been removed, no
This discussion has been closed.
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