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Sub Prime Credit Thread Part II

19099109129149151003

Comments

  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    PARIS_5000 wrote: »
    My new argos card came with a limit of only 250 but does have buy now pay later on goods that is interest free.

    Congrats - They do up your CL every few months if you use the card ;)
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • PARIS_5000
    PARIS_5000 Posts: 868 Forumite
    Thanks. I am always buying things from Argos so my limit should go up quite soon. I am going to pay in full as well.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I have been in bed ill!!!!! Just back from the doctors and now sitting in the garden, in the sun, with shorts and t-shirt adding to my tan ;)


    Too many credit applications have made you ill.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    PARIS_5000 wrote: »
    My new argos card came with a limit of only 250 but does have buy now pay later on goods that is interest free.

    Congratulations getting an Argos card.

    What adverse information do you have Paris?

    I'm sure I have asked you this before, but I can't remember.
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    sutton111 wrote: »
    I did warn him. I hope it works out though.

    Where have you been? Over 24hrs without posting!

    I don't think it's been pulled up for anything dodgy, as I only inflated my income by 1k, which could be very possible from a raise or working more often, etc.

    I just think due to my credit rating, it needs to be manually looked at by an underwriter. :)
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    TheEffect wrote: »
    I don't think it's been pulled up for anything dodgy, as I only inflated my income by 1k, which could be very possible from a raise or working more often, etc.

    I just think due to my credit rating, it needs to be manually looked at by an underwriter. :)

    Have they made a decision yet?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Too many credit applications have made you ill.

    Ha Ha Ha, broken fingers as clicked the apply button too much!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Anyone heard on Cif's application for Tesco?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Too many credit applications have made you ill.

    Dr has signed me off ill due to stress from all the declined application LOL
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Anyone heard on Cif's application for Tesco?

    No, Nothing yet.
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