Sub Prime Credit Thread Part II

TheEffect

If Barclays come through with this credit card and everything turns out ok, I'm going to pay off the £200 on my Vanquis card and cancel it.

I don't have need for 3 sub-prime credit cards, and Vanquis offers the least features, no online access etc. I think I'll just stick with Aqua and BarclayCard and eventually get round to closing the AquaCard one I feel I don't need it anymore.

I've only had Aqua and Vanquis for 3 months, but they both seem to have helped dramatically in that time.

sutton111

fairmorn308 wrote: »

good evening troops

Hows everyone then? am home on wednesday and cant wait

Going to pay another £1500 off debt this month aswell also going to phone welcome finance on thursday to offer them a settlement figure for my loan with them

Hi Fairmon.

I take it you haven't heard anything from Welcome because you have been away working.

How is the baby?

sutton111

TheEffect wrote: »

If Barclays come through with this credit card and everything turns out ok, I'm going to pay off the £200 on my Vanquis card and cancel it.

I don't have need for 3 sub-prime credit cards, and Vanquis offers the least features, no online access etc. I think I'll just stick with Aqua and BarclayCard and eventually get round to closing the AquaCard one I feel I don't need it anymore.

I've only had Aqua and Vanquis for 3 months, but they both seem to have helped dramatically in that time.

Don't close your Vanquis yet, leave it open for 12 months!

You have definitely got a Barclaycard then? Did you ring them back again?

fairmorn308

no i ended up not sending the letter as was going to wait till i returned before phoning them to see what the story was etc.

baby is great the OH has been emailing me pictures and he is getting alot bigger now i cant wait to see him. he is 3 weeks old today and i have nearly been away for 2 of them

hows things with you then?

sutton111

fairmorn308 wrote: »

no i ended up not sending the letter as was going to wait till i returned before phoning them to see what the story was etc.

baby is great the OH has been emailing me pictures and he is getting alot bigger now i cant wait to see him. he is 3 weeks old today and i have nearly been away for 2 of them

hows things with you then?

I'm ok, I'm battling, trying to get these defaults removed.

fairmorn308

who you got them with?

TheEffect

sutton111 wrote: »

Don't close your Vanquis yet, leave it open for 12 months!

You have definitely got a Barclaycard then? Did you ring them back again?

Looks like it. They said they're sending out a credit agreement.

sutton111

fairmorn308 wrote: »

who you got them with?

Next (Cabot DCA)

Capital One (Robinson Way DCA)

They have both been paid.

sutton111

TheEffect wrote: »

Looks like it. They said they're sending out a credit agreement.

Congratulations!!

Did they tell you the credit limit in the end?

TheEffect

Nope. They told me it will be decided once I return the Credit Agreement...
I'm off to bed anyway. Night.