Sub Prime Credit Thread Part II

PARIS_5000

Thanks. Do you it will affect us when other lenders check our credit file

sutton111

PARIS_5000 wrote: »

Thanks. Do you it will affect us when other lenders check our credit file

I wouldn't say so, no.

PARIS_5000

I am going go cold turkey and wait 6 -12 months before applying for any new credit.

naijapower

PARIS_5000 wrote: »

I am going go cold turkey and wait 6 -12 months before applying for any new credit.

Best way forward. Trust me time flies really quick. Before you know it, it is 6 months

Innocent_Guy

PARIS_5000 wrote: »

HEY INNOCENT GUY i JUST APPLY TO DENNEHAMS AND WAS NOT ACCEPTED AS WELL AND I CHECKED MY EXPERIAN CREDIT FILE AND IN THE SEARCH IT SAID AMOUNT £1000 DO YOU HAVE THE SAME THING ON YOUR SEARCH.

THANKS

Hey Paris,

Are you saying you applied and got declined? It is very odd for there to be any amount showing on experian? You would normally see something along the lines of

Name: Paris 500
Date: 19/04/09
DOB? Unkown
Type: Credit / Store Card

Please ellabortate.

Cheers pal

Innocent_Guy

sutton111 wrote: »

Hi Paris. This happened to me with House of Fraser card.

Amount £500. It must be something GE Money do.

Can you show us a picture of the search either of you?

Cheers pal

never-in-doubt

Innocent_Guy wrote: »

Can you show us a picture of the search either of you?

Cheers pal

It does show mate in Experian, it shows next to credit card the amount, mine shows £1500 but I only have paper copies of experian..... will scan tomorrow or summat if no-one has electronic version but it deffo shows the amount of credit mate.

Innocent_Guy

never-in-doubt wrote: »

It does show mate in Experian, it shows next to credit card the amount, mine shows £1500 but I only have paper copies of experian..... will scan tomorrow or summat if no-one has electronic version but it deffo shows the amount of credit mate.

Cool..........

savagej

This is the only reason I mentioned theft, if I misunderstood your comment then I apologies. However, it seems clear when you say your difference is that your dont think people should pay the banks and someone else beleive they should pay their debts that theft comes it to this somewhere.

Just my personal opinion.

"for instance Mr P has totally different beliefs to me in that I fight for the consumer and want you guys not to pay the banks whereas he believes that you should pay your debt off."

If say you were referring to bank charges that are found to be unlawful then I trust you will go through the proper channel to obtain your money bank and simply not pay-up. Two wrongs dont make a right and up until now the banks are making money legally, whereas deciding to take out a debt and not pay it not legal.

PARIS_5000

Innocent

What did it say on your credit file when you applied.