Sub Prime Credit Thread Part II

davethorp

cifpower wrote: »

It now says:
Think about our Initial Credit Card if you:

• Want some time out from paying interest on your credit card
• Have a good credit history
• Are 18 or over
• Have a permanent UK address for 3 months or more
• Have a regular income of more than £10,000 pa
• Don't already have a Barclaycard
• Haven't missed multiple payments on a credit agreement within the last 12 months
• Don't have a CCJ (County Court Judgement) or IVA (Individual Voluntary Arrangement) and haven't been registered bankrupt
• Aren't a student (are you a student?)

so the only poor credit card they do is the Credit Builder which must be applied for in branch

Really useful for strengthening your credit rating if you already have a good credit rating :rolleyes:

sutton111

davethorp wrote: »

Really useful for strengthening your credit rating if you already have a good credit rating :rolleyes:

My thoughts exactly. They must of changed it recently.

cifpower

davethorp wrote: »

Really useful for strengthening your credit rating if you already have a good credit rating :rolleyes:

http://www.barclaycard.co.uk/creditbuilder/ is the only one now to build credit

TheEffect

o2 shipped my iPhone 3G today and contract starts on the 9th (Can still use it now, just no inclusive minutes or texts). Waiting for DHL tomorrow.

cifpower

Bet your knickers are wringing!

love_the_messenger

cifpower wrote: »

Bet your knickers are wringing!

i don't understand this

cifpower

love_the_messenger wrote: »

i don't understand this

It means you're excited

gomer

cifpower wrote: »

Bet your knickers are wringing!

Eeeewwwww! :eek:

I don't think i fancy my banana yoghurt anymore.

love_the_messenger

cifpower wrote: »

It means you're excited

Why the need to be so crude?

gomer

sutton111 wrote: »

Bloody typical. They're a bunch of liars. :mad:

What annoys me even more about Barclaycard changing it from £3000 to £10,000 if that i now have another search on my credit file that wouldn't be there if they hadn't decided to change the criteria then act dumb. :mad:

I only applied because according to the application i filled in i met all the criteria, i wouldn't have bothered otherwise.