Sub Prime Credit Thread Part II

seeya23

cifpower wrote: »

You'll be overtaking me soon!

Can't seem to log in though to check my balance

mine fine to

seeya23

sutton111 wrote: »

Are you ill Seeya?

yes i have Unipolar Disorder im off work at mo ive only work 3 weeks in last year

sutton111

seeya23 wrote: »

yes i have Unipolar Disorder im off work at mo ive only work 3 weeks in last year

I see. That must hamper you alot a bit like Cif's disorder then.

cifpower

sutton111 wrote: »

Mine is fine I've just checked.

Just got in via PremierMan. Can't access Jacamo for some reason

sutton111

cifpower wrote: »

Just got in via PremierMan. Can't access Jacamo for some reason

Seems a little strange.

seeya23

yes it does but i only get the lows no high like cif get high & lows

gomer

Got turned down for a Barclaycard initial & i can't appeal because i don't meet criteria. The link i used when i applied was an old one which said you need to have an annual income of more than £3000 & it has now been changed to £10,000 so even if i appeal i still wont get it anyway.

sutton111

gomer wrote: »

Got turned down for a Barclaycard initial & i can't appeal because i don't meet criteria. The link i used when i applied was an old one which said you need to have an annual income of more than £3000 & it has now been changed to £10,000 so even if i appeal i still wont get it anyway.

I noticed that recently they have changed the criteria from £3,000 PA to £10,000 PA. Rather frustrating as I had my eye on that card. :mad:

cifpower

seeya23 wrote: »

yes it does but i only get the lows no high like cif get high & lows

And when I get the highs they can be quite nice. I think I am a better person to be around and I laugh like a maniac - all a bit odd really. But they cost me a lot of money. Last month I spend £800 on a trip to NYC. Had to cancel and only got 20% of my fare back. And I only ordered that BluRay player because I had a bit of a high spell. In fact, you could put 90% of my credit searches down to being high.

cifpower

sutton111 wrote: »

I noticed that recently they have changed the criteria from £3,000 PA to £10,000 PA. Rather frustrating as I had my eye on that card. :mad:

It now says:
Think about our Initial Credit Card if you:

• Want some time out from paying interest on your credit card
• Have a good credit history
• Are 18 or over
• Have a permanent UK address for 3 months or more
• Have a regular income of more than £10,000 pa
• Don't already have a Barclaycard
• Haven't missed multiple payments on a credit agreement within the last 12 months
• Don't have a CCJ (County Court Judgement) or IVA (Individual Voluntary Arrangement) and haven't been registered bankrupt
• Aren't a student (are you a student?)

so the only poor credit card they do is the Credit Builder which must be applied for in branch