Sub Prime Credit Thread Part II

sutton111

cifpower wrote: »

And when I get the highs they can be quite nice. I think I am a better person to be around and I laugh like a maniac - all a bit odd really. But they cost me a lot of money. Last month I spend £800 on a trip to NYC. Had to cancel and only got 20% of my fare back. And I only ordered that BluRay player because I had a bit of a high spell. In fact, you could put 90% of my credit searches down to being high.

Absolute genius!!! :rotfl::rotfl::rotfl:

The NYC trip story!!! :rotfl::rotfl:

Tell me when your on a high again, I'll get you to by me a ticket to New York.

Why didn't you just go??

sutton111

cifpower wrote: »

It now says:
Think about our Initial Credit Card if you:

• Want some time out from paying interest on your credit card
• Have a good credit history
• Are 18 or over
• Have a permanent UK address for 3 months or more
• Have a regular income of more than £10,000 pa
• Don't already have a Barclaycard
• Haven't missed multiple payments on a credit agreement within the last 12 months
• Don't have a CCJ (County Court Judgement) or IVA (Individual Voluntary Arrangement) and haven't been registered bankrupt
• Aren't a student (are you a student?)

so the only poor credit card they do is the Credit Builder which must be applied for in branch

I see the good credit history bit has also been added. :mad:

cifpower

sutton111 wrote: »

Absolute genius!!! :rotfl::rotfl::rotfl:

The NYC trip story!!! :rotfl::rotfl:

Tell me when your on a high again, I'll get you to by me a ticket to New York.

Why didn't you just go??

I didn't go because I wouldn't have a clue what to do or where to go when I got there. Also, I don't like going to strange crowded places on my own as I tend to have panic attacks.

sutton111

cifpower wrote: »

I didn't go because I wouldn't have a clue what to do or where to go when I got there. Also, I don't like going to strange crowded places on my own as I tend to have panic attacks.

Christ!! The life and times of Cifpower. LOL


There is loads to do!! The list is endless.

cifpower

sutton111 wrote: »

Christ!! The life and times of Cifpower. LOL


There is loads to do!! The list is endless.

The next time I get the urge to splurge I'll take you and me for a few days in Edinburgh or Paris or somewhere

Nomoredebtnow

sutton111 wrote: »

Give Vanquis a ring about your application. They do have a habit of not letting people know when they have been declined. :mad:

Vanquis free phone number is 0800 7 816 314 option 3

Think no luck with Credit card anyone may be the reason l ran away over£120,000 couple years ago

seeya23

cifpower wrote: »

And when I get the highs they can be quite nice. I think I am a better person to be around and I laugh like a maniac - all a bit odd really. But they cost me a lot of money. Last month I spend £800 on a trip to NYC. Had to cancel and only got 20% of my fare back. And I only ordered that BluRay player because I had a bit of a high spell. In fact, you could put 90% of my credit searches down to being high.

cif you had any news on your dla yet

cifpower

seeya23 wrote: »

cif you had any news on your dla yet

Not as yet. They have only had the forms for 3 weeks and the last time I claimed it took 3 months

gomer

sutton111 wrote: »

I noticed that recently they have changed the criteria from £3,000 PA to £10,000 PA. Rather frustrating as I had my eye on that card. :mad:

When i asked them why they had changed the income to £10,000pa they said it was changed nearly a year ago so i sent them the link i applied with that had the £3000 still on it & they claimed it must have been a problem with Google not updating thier links, even though it's still linking to www.barclaycard.co.uk directly.

Here's the one i applied with -
http://www.barclaycard.co.uk/landing/initial280b.html?WT.mc_id=1161069044189810-&TC=KFFSI20506

Think about our Initial Credit Card if you:

• Are looking to strengthen your credit rating or want to rebuild your credit history
• Are 18 or over
• Have a permanent UK address for 3 months or more
• Have a regular income of more than £3,000 pa
• Don't already have a Barclaycard
• Haven't missed multiple payments on a credit agreement within the last 12 months
• Don't have a CCJ (County Court Judgement) or IVA (Individual Voluntary Arrangement) and haven't been registered bankrupt
• Aren't a student (are you a student?)

seeya23

mine took over 5 months has i had a new doctors and some nice back pay over £1400