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Sub Prime Credit Thread Part II

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Comments

  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Right have you finished hassling me mate? can I go now - lol?

    Where you off to? Work? I think I still have you number
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    My searches are what let me down! Did you have to appeal? Do you know any lenders that just use Equifax other than Sigma LOL

    Barclaycard and Cap 1 mate.

    Failing that try GE Money (asda) or even (you'll like this one) - go into hsbc online banking and select bill payments, create new payee and select credit cards.... there will be a list of all credit cards available - just look at the names and then search for them - I done this and have about 50 companies i'll apply to when my credit is sorted - banks i never heard of!

    Its fun - have a go and just cancel out the bill payment screen, but its to let you see the bank/CC lender names...
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • cifpower
    cifpower Posts: 6,502 Forumite
    My searches are what let me down! Did you have to appeal? Do you know any lenders that just use Equifax other than Sigma LOL
    Barclaycard only search Equifax
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    I think you would be a good bank manager. I could immage you being a bit of a know it all & bast*rd to the customer LOL.

    LOL, I am - I am never wrong, even when I am wrong haha

    I';d be a bad bank manager though cos i'd help the customers skank the bank!!! As you do......:rolleyes:

    Imagine it ' Mr N-i-D, please can I have an o/draft' - Yes my Innocent, how much? - Ermmm, 5 grand? Sure innocent, have 30 grand and pay it when you get a few spare quid.... LOL
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Barclaycard and Cap 1 mate.

    Failing that try GE Money (asda) or even (you'll like this one) - go into hsbc online banking and select bill payments, create new payee and select credit cards.... there will be a list of all credit cards available - just look at the names and then search for them - I done this and have about 50 companies i'll apply to when my credit is sorted - banks i never heard of!

    Its fun - have a go and just cancel out the bill payment screen, but its to let you see the bank/CC lender names...
    I was going to open a debenhams store card as I thought they used equifax. I am now unsure
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Where you off to? Work? I think I still have you number

    Nah am off today mate - want to watch Rambo.... JOHN J...... :mad:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    Barclaycard only search Equifax
    Thanks mate I got declined there Premier card ( I was expecting it ) and am currently disputing this with them. I will ask for an inital if they cannot grant PCC
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Nah am off today mate - want to watch Rambo.... JOHN J...... :mad:
    Ha Ha - Have fun.....
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    I was going to open a debenhams store card as I thought they used equifax. I am now unsure

    GE Money mate... deb do a credit card as well....
    you know this I sent you the link with images for the mrs, remember?
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Imagine it ' Mr N-i-D, please can I have an o/draft' - Yes my Innocent, how much? - Ermmm, 5 grand? Sure innocent, have 30 grand and pay it when you get a few spare quid.... LOL
    If only :) :rotfl: :rotfl: :rotfl: :rotfl:
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
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