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Sub Prime Credit Thread Part II

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Comments

  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    never-in-doubt wrote: »
    that is a financial link mate - tell he to watch herself... this could be affecting you!

    Does her name appear on your CRA reports under financial associates?
    Fortunatly it doesn't - My dad is a FA to me according to callcredit. It doesn't really matter with them as they are the worst agency ever!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    never-in-doubt wrote: »
    Yes mate, they both search equifax.

    Amex deffo search equifax - they done mine in december - no sign on experian.

    Regards to others, there are loads mate.... can't think of the top of my head....

    Did you appeal Amex? You must have quite a few searches LOL. How many when you applied for citi? I may do that thing you suggested with HSBC and CC payments
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Innocent_Guy wrote: »
    Fortunatly it doesn't - My dad is a FA to me according to callcredit. It doesn't really matter with them as they are the worst agency ever!

    LOL, your dad? ermmm - ok then! That should be instantly removed cos they'll see this from electoral records - email and tell them and it'll go.....
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Innocent_Guy wrote: »
    Did you appeal Amex? You must have quite a few searches LOL. How many when you applied for citi? I may do that thing you suggested with HSBC and CC payments

    wanna see my searches mate? You'll cry - serious.....?

    i'll post em on here 5 mins ok?
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    never-in-doubt wrote: »
    wanna see my searches mate? You'll cry - serious.....?

    i'll post em on here 5 mins ok?
    Ok this will be interesting. I want to know what lenders accepted you after how many seraches if thats cool
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Innocent_Guy wrote: »
    Ok this will be interesting. I want to know what lenders accepted you after how many seraches if thats cool

    Here goes mate - 2 mins..... I can only show you a few lenders - there are like 70 pages full hahaha
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Innocent_Guy wrote: »
    Ok this will be interesting. I want to know what lenders accepted you after how many seraches if thats cool

    See below - thats what I call credit searches!!!

    equifax001.jpg
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    never-in-doubt wrote: »
    Here goes mate - 2 mins..... I can only show you a few lenders - there are like 70 pages full hahaha
    ok mate this will be a good read
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Innocent_Guy wrote: »
    ok mate this will be a good read

    you like?

    see it all adds up shows my hsbc bank, BOI gold card and all the recent natwest searches! LOL its the amount though, 128! hhahahaha
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    never-in-doubt wrote: »
    See below - thats what I call credit searches!!!

    equifax001.jpg
    not that bad ill get mine in a mo
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
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