Sub Prime Credit Thread Part II

never-in-doubt

Innocent_Guy wrote: »

Ohh I did get it LOL I remember now

woo hoo - the man has his brain in order LOL

Try this area: http://www.cqdx.gov!!!!/faq/creditcard/48018.html

Innocent_Guy

never-in-doubt wrote: »

why? how can she ruin it mate? Unless she aint paying the bills in which case you do it for her! lol True love eh!

Had an automated message from Barclaycard today - Bill OVERDUE!!!! This is not the first time. I used to managed all of our credit accounts. Since she took responsibilty for her cards / debts she hasn't been paying on time. She HAS got the money, simply doesn't have time and really CBB. She is 2 months behind with three......

Innocent_Guy

Innocent_Guy wrote: »

Had an automated message from Barclaycard today - Bill OVERDUE!!!! This is not the first time. I used to managed all of our credit accounts. Since she took responsibilty for her cards / debts she hasn't been paying on time. She HAS got the money, simply doesn't have time and really CBB. She is 2 months behind with three......

Those who have it do not appreciate it.......

never-in-doubt

Innocent_Guy wrote: »

Had an automated message from Barclaycard today - Bill OVERDUE!!!! This is not the first time. I used to managed all of our credit accounts. Since she took responsibilty for her cards / debts she hasn't been paying on time. She HAS got the money, simply doesn't have time and really CBB. She is 2 months behind with three......

what? do you live together mate? Id be telling her to forget mortgage unless she sorts it.... barclays will on occasion remove late markers only if she blags it and says she sent a cheque and must have got lost or summat!

Silly woman lol :eek:

Innocent_Guy

Innocent_Guy wrote: »

Those who have it do not appreciate it.......

BTW she has NEVER been declined for anything she has applied for. She even got accepted for 2 cars on finance totalling 24 grand!

Innocent_Guy

never-in-doubt wrote: »

what? do you live together mate? Id be telling her to forget mortgage unless she sorts it.... barclays will on occasion remove late markers only if she blags it and says she sent a cheque and must have got lost or summat!

Silly woman lol :eek:

I will just let her get on with it - At the moment we have no finacial link so doesn't affect me

Innocent_Guy

Innocent_Guy wrote: »

I will just let her get on with it - At the moment we have no finacial link so doesn't affect me

TBH it does abit because anything I want / need credit wise she has always got for me. I am an additional card holder on all credit cards so on

Innocent_Guy

never-in-doubt wrote: »

dont worry about that - try GE Money!

You have not read all 11 pages LOL - read through it and you'll see the info changes throughout the posts

My friend who has just been accepted for Amex and Topman card is being an idiot and won't check his files to tell me who searched who!!! I assume topman is GE

never-in-doubt

Innocent_Guy wrote: »

TBH it does abit because anything I want / need credit wise she has always got for me. I am an additional card holder on all credit cards so on

that is a financial link mate - tell her to watch herself... this could be affecting you!

Does her name appear on your CRA reports under financial associates?

never-in-doubt

Innocent_Guy wrote: »

My friend who has just been accepted for Amex and Topman card is being an idiot and won't check his files to tell me who searched who!!! I assume topman is GE

Yes mate, they both search equifax.

Amex deffo search equifax - they done mine in december - no sign on experian.

Regards to others, there are loads mate.... can't think of the top of my head....