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Sub Prime Credit Thread Part II

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Comments

  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    TheEffect wrote: »
    Is it worth writing a letter to HSBC, Barclays and CrapitalOne, asking them to reconsider?

    It can't hurt.

    But those searches with the combination of your ages doesn't help TBH.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    never-in-doubt wrote: »
    did you see my post?

    GO INTO hsbc! forget crappy1 and barclays, they are both rubbish and the pattern here is that they all search equifax thus your issue appears from first glance to be equifax related.

    All the compnaies you mentioned use equifax so to test the system, apply to someone like RBS (Tesco card) or even Bank of Scotland and see how you get on as these search Experian....


    HSBC tend to use Experian
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    mumofboys wrote: »
    OMG you are blinding me with science now! Sorry Sutton but it means nothing... I was hoping you might know something about the G1... It arrives tomorrow anyway so I will let you know in my limited experience... I will judge it on how easy it is to use!!!

    MOB

    I think Proliant has one of those. Ask him when he appears later or PM him.
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Innocent_Guy wrote: »
    Why not? Nothing to lose. I have a contact at HSBC credit refferals.

    who? This contact as in, a friend or just a name mate?
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    never-in-doubt wrote: »
    what? when, where? :j
    She is saying it for the effect ( I am effected tho )
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Innocent_Guy wrote: »
    T-Mobile are the easiest.....

    mate to be honest that aint entirely true - fact is Orange will take anyone and that makes them the easiest..... sorry but it is known.... :confused:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    never-in-doubt wrote: »
    who? This contact as in, a friend or just a name mate?
    I have the direct line to a lady I have dealt with who is very good at her job
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • mumofboys_2
    mumofboys_2 Posts: 154 Forumite
    Innocent_Guy wrote: »
    T-Mobile are the easiest.....

    As proved by me - see above posts...

    MOB
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Innocent_Guy wrote: »
    HSBC tend to use Experian

    I know that I was referring to Barlcays, Cap1, and the others.... but HSBC also search equifax - soft search.

    It depends and thats why i said go into branch cos when they can see you in person they can override for you.... makes life easier.
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    T-Mobile are the easiest.....

    No 3 and or Orange are, especially 3. IMHO
This discussion has been closed.
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