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Sub Prime Credit Thread Part II

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Comments

  • kazimojo69
    kazimojo69 Posts: 320 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Hi

    I have started reading through this thread as I am repairing my credit history (or trying to).

    I have just applied for Marisota & Shoe Tailor and been given £125 credit on each. I intend to buy 1 item from each and then make pay off when the bill arrives.

    What else can I do which would help? Or where else should I look?
    xx
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    claire6hy wrote: »
    rejections?? ive had loads :D

    :rotfl:

    Poor Claire.

    At least you haven't had too many credit rejections!! ;)
  • mumofboys_2
    mumofboys_2 Posts: 154 Forumite
    sutton111 wrote: »
    That's what I did MOB. £100 deposit 2 DD payments later I rang up and they refunded the card I paid the deposit with. You could have it returned to your account too.


    Great to hear it works! Got the G1 phone - any comments? I have no clue, but they didn't have the Blackberry in stock, and clearly I am not patient enough to wait. The picture looked nice!!:confused:

    MOB
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    sutton111 wrote: »
    Hi Troll!! :rotfl:

    How are you?


    cheeky sod! Proliant is the resident troll, not N-i-D

    hehe :eek:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    kazimojo69 wrote: »
    Hi

    I have started reading through this thread as I am repairing my credit history (or trying to).

    I have just applied for Marisota & Shoe Tailor and been given £125 credit on each. I intend to buy 1 item from each and then make pay off when the bill arrives.

    What else can I do which would help? Or where else should I look?
    xx

    Have you tried Vanquis fo a credit card?
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    claire6hy wrote: »
    rejections?? ive had loads :D

    WHAT??!!??

    Claire the men on here would never reject you :kisses:

    (haha sorry!)
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • kazimojo69
    kazimojo69 Posts: 320 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    sutton111 wrote: »
    Have you tried Vanquis fo a credit card?


    Yes - just - but got a message saying they could not make an instant decision and would contact me in 10-14 days - not sure what that means. Probably be a NO!
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Have you tried Vanquis fo a credit card?
    Or Aqua.....
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    kazimojo69 wrote: »
    Yes - just - but got a message saying they could not make an instant decision and would contact me in 10-14 days - not sure what that means. Probably be a NO!

    Or try Barclaycard Initial
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    kazimojo69 wrote: »
    Yes - just - but got a message saying they could not make an instant decision and would contact me in 10-14 days - not sure what that means. Probably be a NO!

    standard response for vanquis. they will ring you if accepted.... good luck
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
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