Sub Prime Credit Thread Part II

sutton111

Innocent_Guy wrote: »

I can't decide what to apply for as I think it will be a wasted search so am not going to do it unless you have any ideas of sub prime lenders that search eq

Barclaycard do for their INITIAL CARD. AAAAARRRGGGGG :mad: :mad: :mad: .

LOL. Do you actually take any notice of what I wrote before?:rotfl: :rotfl:

It's a sub-prime product!!

Innocent_Guy

sutton111 wrote: »

Barclaycard do for their INITIAL CARD. AAAAARRRGGGGG :mad: :mad: :mad: .

LOL. Do you actually take any notice of what I wrote before?:rotfl: :rotfl:

It's a sub-prime product!!

AAAAAAAARRRRRRGGGGGG - I just spoke to Barclays who told me not to apply as its not in my limits so likelyhood of being declined is 99%

Do you actually take any notice of what I said before LOL ?

RAOTFL

sutton111

Innocent_Guy wrote: »

AAAAAAAARRRRRRGGGGGG - I just spoke to Barclays who told me not to apply as its not in my limits so likelyhood of being declined is 99%

Do you actually take any notice of what I said before LOL ?

RAOTFL

:rotfl: :rotfl: :rotfl:

Okay, I did read that but you hadn't spoke to them then!!

So that leaves Capital One then.

Innocent_Guy

Innocent_Guy wrote: »

AAAAAAAARRRRRRGGGGGG - I just spoke to Barclays who told me not to apply as its not in my limits so likelyhood of being declined is 99%

Do you actually take any notice of what I said before LOL ?

RAOTFL

I hope that Jacamo offer me the accessory card

Innocent_Guy

Innocent_Guy wrote: »

I hope that Jacamo offer me the accessory card

Pre-approve I mean

Innocent_Guy

sutton111 wrote: »

:rotfl: :rotfl: :rotfl:

Okay, I did read that but you hadn't spoke to them then!!

So that leaves Capital One then.

Mr Innocent Guy - 04/12/2008 - Credit Search - Capital One Bank (Europe) P - Opt In

sutton111

Innocent_Guy wrote: »

Pre-approve I mean

They are underwritten by.... Sygma.

Why don't you try them for a Flybe card? I know the CIFAS worry but not everyone has a problem.

sutton111

Innocent_Guy wrote: »

Mr Innocent Guy - 04/12/2008 - Credit Search - Capital One Bank (Europe) P - Opt In

You have to leave it 6 months between applications.

You will have to wait until May.

Innocent_Guy

That is one card i refuse to apply for I really CBF to sort out a CIFAS aswell. Realistcally if I didn't apply for anything for a year, in a year my CR will be A1

Innocent_Guy

sutton111 wrote: »

You have to leave it 6 months between applications.

You will have to wait until May.

No I spoke to someone the otherday who reapplied 2 months after and got accepted however I my experian searches will make them decline me...