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Sub Prime Credit Thread Part II

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Comments

  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    That is one card i refuse to apply for I really CBF to sort out a CIFAS aswell. Realistcally if I didn't apply for anything for a year, in a year my CR will be A1

    So what happened to the ID fraudsters?
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    So what happened to the ID fraudsters?
    Never caught
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    Never caught

    How did you find out?

    Did you catch someone riffling through your bin bags?
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    How did you find out?

    Did you catch someone riffling through your bin bags?
    I only found out when I was applying for credit and got declined - Logged on the credit expert and found 30 linked addresses...... Went from there really
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    I only found out when I was applying for credit and got declined - Logged on the credit expert and found 30 linked addresses...... Went from there really

    Worrying and very scary!!

    Were the CIFAS flags and everything then Innocent?
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Worrying and very scary!!

    Were the CIFAS flags and everything then Innocent?
    I know tell me about it - No CIFAS markers LOL :D:D:D
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    I know tell me about it - No CIFAS markers LOL :D:D:D

    Christ, I thought with all that going on some company would of thought ID fraud and stuck one on there. It seems CIFAS like to hammer no pun intended the Innocent people!!

    Who were the companies?
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Christ, I thought with all that going on some company would of thought ID fraud and stuck one on there. It seems CIFAS like to hammer no pun intended the Innocent people!!

    Who were the companies?


    Ha Ha -

    * T mobile
    * Orange
    * Vodafone
    * Three
    * HFC Bank
    * HSBC
    * Vanquis


    Loads ha ha ha
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    Ha Ha -

    * T mobile
    * Orange
    * Vodafone
    * Three
    * HFC Bank
    * HSBC
    * Vanquis


    Loads ha ha ha

    They liked to talk didn't they. LOL

    Funny thing being you already had accounts with HSBC and Vanquis. How did they manage that.:confused:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    They liked to talk didn't they. LOL

    Funny thing being you already had accounts with HSBC and Vanquis. How did they manage that.:confused:

    I wasn't with vanquis at the time. There were like 2 t-mobile accounts aswell.

    HSBC still would tell me what products they were.......
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
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