📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Sub Prime Credit Thread Part II

1…486487489491492…1003

Comments

  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    Capital one are alot easier to get though arn't they

    Are they :rolleyes: .

    They gave Darcy £100 limit one month later he got a Barclaycard Initial with £2000 limit. You see what I'm saying.

    Futhermore you bank with them as well.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Are they :rolleyes: .

    They gave Darcy £100 limit one month later he got a Barclaycard Initial with £2000 limit. You see what I'm saying.

    Futhermore you bank with them as well.

    I will ring Barclays in a little while and ask them what they think?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Are they :rolleyes: .

    They gave Darcy £100 limit one month later he got a Barclaycard Initial with £2000 limit. You see what I'm saying.

    Futhermore you bank with them as well.

    I have been with HSBC longer
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    I have been with HSBC longer

    Your wages don't go in there do they?
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    woohoo

    just did a randam look at my credit file with experian and my clydedale bank DFAULT is now removed :D

    Also it does look like one of my welcome finance loans the balance is about 2k lower than i expected but i was just reading about this in another thread on the forum which made me check mine
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Your wages don't go in there do they?
    They did for a few years..... Theyt still get £500 a month paid in from me though

    Abbey get £1200

    Barclays get my salary
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    fairmorn308 wrote: »
    woohoo

    just did a randam look at my credit file with experian and my clydedale bank DFAULT is now removed :D

    Also it does look like one of my welcome finance loans the balance is about 2k lower than i expected but i was just reading about this in another thread on the forum which made me check mine

    Well done.

    I take it Clydesdale never told you they were going to remove it?

    Did you just keep writing to them to get it removed Fairmon?
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    fairmorn308 wrote: »
    woohoo

    just did a randam look at my credit file with experian and my clydedale bank DFAULT is now removed :D

    Also it does look like one of my welcome finance loans the balance is about 2k lower than i expected but i was just reading about this in another thread on the forum which made me check mine

    Well done!

    Quick apply for something before it comes back!!! :rotfl: :rotfl:
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    They did for a few years..... Theyt still get £500 a month paid in from me though

    Abbey get £1200

    Barclays get my salary

    Bloody hell, how much do you get paid???? LOL

    Try HSBC for a credit card then.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Bloody hell, how much do you get paid???? LOL

    Try HSBC for a credit card then.
    HSBC removed my credit search from November :);)
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture