Sub Prime Credit Thread Part II

sutton111

Breezy85 wrote: »

No I don't really apply for anything, That card is the first thing in ages, when I increased o/d with Natwest they didn't search my files from what I can tell so they must do it on behaviour??

Sutton, Vanquis don't accept if your not on the elect roll

You will defo get one when you are cos my m8 is crap with money and owes money to everyone and he got accepted.

They accepted my Mum, Brother, And Dad we all leave at the same address we aren't on the Electoral Roll yet. But they haven't accepted me. AARRRHHH!!!! :mad: :mad:

Work that out!!

Innocent_Guy

Breezy85 wrote: »

Ohh lmfao we did this convo last night! ooops I had a few by then...

http://forums.moneysavingexpert.com/showpost.html?p=20118701&postcount=3992

sutton111

Breezy85 wrote: »

Ohh lmfao we did this convo last night! ooops I had a few by then...

COD4 as melted your mind either that or working for Tesco. :eek: :eek:

Breezy85

How old are you Sutton? Have you lived anywhere else?
You sure you don't have anything else bad on your files?

Breezy85

sutton111 wrote: »

COD4 as melted your mind either that or working for Tesco. :eek: :eek:

:rotfl: :rotfl: :rotfl: :rotfl:

Innocent_Guy

Breezy85 wrote: »

Ohh lmfao we did this convo last night! ooops I had a few by then...

#4090

sutton111

Breezy85 wrote: »

How old are you Sutton? Have you lived anywhere else?
You sure you don't have anything else bad on your files?

We have lived here for 9 months.
We lived at our previous address for 2-2.5 years.
Our previous address to that for 17 years.

I'm 27.

I have linked addresses but they are all to the one's I have told them about on my applications. 2 defaults, 1 satisfied (paid hopefully removed soon) 1 unsatisfied (paid hopefully removed soon). 26 searches. No CIFAS recorded. That's about it in terms of Adverse.

Innocent_Guy

sutton111 wrote: »

They accepted my Mum, Brother, And Dad we all leave at the same address we aren't on the Electoral Roll yet. But they haven't accepted me. AARRRHHH!!!! :mad: :mad:

Work that out!!

It is due to Multi searches at your address!!!!!!

Me and my other half both applied for an 02 phone.

I got accepted & she got reffered.

The man in the 02 shop rung refferalls and they said it is because there was more than 1 search done at our address.

Refferals confirm my OH identity and approved the application.

BTW my OH has an excellent credit rating

Breezy85

You still with your mum? :eek: God !!!! that!
Do all of your family have bad credit then?

PS I was only jokin about you livin wit your folks still

<legs it> lol

Innocent_Guy

Breezy85 wrote: »

You still with your mum? :eek: God !!!! that!
Do all of your family have bad credit then?

PS I was only jokin about you livin wit your folks still

<legs it> lol

Suttons mum has a disability - he lives at home to help her out!