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Sub Prime Credit Thread Part II

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Comments

  • Breezy85
    Breezy85 Posts: 176 Forumite
    sutton111 wrote: »
    I fear you maybe drawing your pension by then. :rotfl: :rotfl: :o

    :rotfl: :rotfl: :rotfl:

    Remeber I had defaults too so you will get there!
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Ah, only 28 posts until 3000!:j
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Breezy85 wrote: »
    :rotfl: :rotfl: :rotfl:

    Remeber I had defaults too so you will get there!
    When did you defaults drop off?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    LOL. I can wish!!

    Yes the first two pages, Innocent. Have another look to see if your Vanquis application was on there.

    Will do mate.

    Have you given Vanquis different data then?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Ah, only 28 posts until 3000!:j

    Well done mate!!!!

    Do you get another medal?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    I want a natwest CC..
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    Will do mate.

    Have you given Vanquis different data then?

    No I haven't. I'm trying to work out why they declined me as I have defaults but people get accepted with defaults.
  • Breezy85
    Breezy85 Posts: 176 Forumite
    Innocent_Guy wrote: »
    What state is your credit file in Breezy?

    I used to have a default from Halifax for bank account I had when I turned 18 and thought I had free money to spend (O/d) didnt even know i had one lol Also had a default from o2 from a few years back. Sutton will remember I wrote last year that things just dissapeared from my file (and the 6 years wasn't up)
    Even my Halifax card which is still open and my mobile contract.

    Halifax CC is back on there, as is FlyBe, Vanquis, Cap 1 and a few Catalogue accounts.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    I might get my OH to apply for the debenhams gold card :)

    She already has a gold store card
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Breezy85 wrote: »
    I used to have a default from Halifax for bank account I had when I turned 18 and thought I had free money to spend (O/d) didnt even know i had one lol Also had a default from o2 from a few years back. Sutton will remember I wrote last year that things just dissapeared from my file (and the 6 years wasn't up)
    Even my Halifax card which is still open and my mobile contract.

    Halifax CC is back on there, as is FlyBe, Vanquis, Cap 1 and a few Catalogue accounts.

    Ohhhhh ok.

    My file is fuc&ed because I have too many searches.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
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