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Sub Prime Credit Thread Part II

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Comments

  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well done mate!!!!

    Do you get another medal?

    No bloody 10,000 posts for the gold medal. LOL.

    England 1-0 Heskey. If anybody cares.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    How many pages did SPCT have when prolaint was told to open SPCT II?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Breezy85
    Breezy85 Posts: 176 Forumite
    I see the minimum credit limit for Natwest card is £300 PMSL!

    I must have just scrapped the barrel then.
    And the apr is higher than it says on the website ;P

    Ohh well..

    Sutton, are you on electrol roll?
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    No bloody 10,000 posts for the gold medal. LOL.

    England 1-0 Heskey. If anybody cares.

    I have another 100 posts to get my 3rd :)
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Breezy85
    Breezy85 Posts: 176 Forumite
    Ohhhhh ok.

    My file is fuc&ed because I have too many searches.

    Don't they drop off after 6 months?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I will be on April 1st.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Breezy85 wrote: »
    I see the minimum credit limit for Natwest card is £300 PMSL!

    I must have just scrapped the barrel then.
    And the apr is higher than it says on the website ;P

    Ohh well..

    Sutton, are you on electrol roll?
    At least you have got it tho mate.

    If all your negative data has fallen off I assume that you have a good credit file??

    Do you have loads of searches?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Breezy85 wrote: »
    Don't they drop off after 6 months?

    No 12 months.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Breezy85 wrote: »
    Don't they drop off after 6 months?

    12 months :mad: But I think most lenders only care about 6 months
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    How many pages did SPCT have when prolaint was told to open SPCT II?

    500 I think.
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