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Sub Prime Credit Thread Part II

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Comments

  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    I will be on April 1st.

    Vanquis will accept you when you are on the roll DEFFO!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Vanquis will accept you when you are on the roll DEFFO!

    I hope so. I will have to wait until September for some searches drop off.
  • Breezy85
    Breezy85 Posts: 176 Forumite
    At least you have got it tho mate.

    If all your negative data has fallen off I assume that you have a good credit file??

    Do you have loads of searches?


    No I don't really apply for anything, That card is the first thing in ages, when I increased o/d with Natwest they didn't search my files from what I can tell so they must do it on behaviour??

    Sutton, Vanquis don't accept if your not on the elect roll ;)

    You will defo get one when you are cos my m8 is crap with money and owes money to everyone and he got accepted.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    I hope so. I will have to wait until September for some searches drop off.

    How many do you have?

    Vanquis accepted me with like 10 - 15 :D
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Breezy85 wrote: »
    No I don't really apply for anything, That card is the first thing in ages, when I increased o/d with Natwest they didn't search my files from what I can tell so they must do it on behaviour??

    Sutton, Vanquis don't accept if your not on the elect roll ;)

    You will defo get one when you are cos my m8 is crap with money and owes money to everyone and he got accepted.

    Breezy is correct about the electroal roll....

    Natwest must have used you account behaviour score aswell - thus accepting you for CC
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Breezy85
    Breezy85 Posts: 176 Forumite
    How many do you have?

    Vanquis accepted me with like 10 - 15 :D

    Innocent, what products do you have? credit cards / bank accounts?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    How many do you have?

    Vanquis accepted me with like 10 - 15 :D

    26 searches. But 3 are for Credit Expert.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Breezy85 wrote: »
    Innocent, what products do you have? credit cards / bank accounts?

    Sutton what page was it where we listed the current accounts?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Breezy85
    Breezy85 Posts: 176 Forumite
    Breezy is correct about the electroal roll....

    Natwest must have used you account behaviour score aswell - thus accepting you for CC

    Yeah I only just got Servicecards on my account. Was after them for months before that.

    Poker face is on woot woot. I love this song. So catchy!
  • Breezy85
    Breezy85 Posts: 176 Forumite
    Sutton what page was it where we listed the current accounts?

    Ohh lmfao we did this convo last night! ooops I had a few by then...
This discussion has been closed.
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