📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Sub Prime Credit Thread Part II

14474484504524531003

Comments

  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Started at £500, now £1000 ..

    When it was changed to £1000, they did a hard credit search as well ..


    did you ask for increase or did they just do it and do a search? I;d be mad if they just searched me then wrote and said sorry (even though I never asked)
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Cash_Flow wrote: »
    Egg on my face;)

    lol, creme egg you mean? Hmmm - shame no pretty blonde here to lick it off (wake up N-i-D) lol :A
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Cash_Flow
    Cash_Flow Posts: 1,103 Forumite
    Heyup matey

    lol, its clio asking 5001 questions as usual.... he likes to test my typing skills mate.

    How are you?

    Am all good mate, I need some searches to drop off this time last year I had about 2, but thanks too you lot I have 16 on experian and 5 on equifax.

    What about you, Been reading your posts on here today ....... your a man on a mission:-)
  • Tori_Bellatrix
    Tori_Bellatrix Posts: 1,310 Forumite
    Part of the Furniture Photogenic Combo Breaker
    Cash_Flow wrote: »
    Egg on my face;)

    Lol ... Lovin the pun .... :D

    It was Eggcellent .. :rotfl:
    :happylove Tori Bellatrix :happylove

    .·:*¨¨*:·..·:*¨¨*:·..·:*¨¨*:·.
  • Tori_Bellatrix
    Tori_Bellatrix Posts: 1,310 Forumite
    Part of the Furniture Photogenic Combo Breaker
    did you ask for increase or did they just do it and do a search? I;d be mad if they just searched me then wrote and said sorry (even though I never asked)

    Sorry, yeah I asked for an increase.
    :happylove Tori Bellatrix :happylove

    .·:*¨¨*:·..·:*¨¨*:·..·:*¨¨*:·.
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Cash_Flow wrote: »
    Am all good mate, I need some searches to drop off this time last year I had about 2, but thanks too you lot I have 16 on experian and 5 on equifax.


    ok mate time to apply for barclaycard then as they use Equifax and 6 searches is fine (remember they dont have to drop off mate) - they can be 7 months old which means that when someone searches you, in the last 6 months it would only count back 6 months - i.e. in Jan you do 20 searches and then nothing til March when you do 5. Come July the ones from jan are discounted and therefore you have 5 searches to your name even though the credit agencies show you as having 25.

    they only count back the last 6mth from application date.
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Lol ... Lovin the pun .... :D

    It was Eggcellent .. :rotfl:
    :rotfl: :rotfl: :rotfl:

    So sad!!!
  • Cash_Flow
    Cash_Flow Posts: 1,103 Forumite
    lol, creme egg you mean? Hmmm - shame no pretty blonde here to lick it off (wake up N-i-D) lol :A

    Thats the one;)
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    sutton111 wrote: »
    :rotfl: :rotfl: :rotfl:

    So sad!!!


    eggsactly mate. Its eggsagerating the eggsistence of the word egg a little!
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    eggsactly mate. Its eggsagerating the eggsistence a little!
    :rotfl: :rotfl: .

    They're rib breakers aren't they!!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.