Sub Prime Credit Thread Part II

Jemma-T

sutton111 wrote: »

When did you apply? Lets us know the limit, when you find out!

I applied just as I posted here yesterday morning.

I'll post more (and what I told them) info when I hear

Nomoredebtnow

No luck with cap 1

jopwo_87

Wooo i just got accepted for an aqua card. I was just sent a letter with the credit agreement to sign and post back to them. Just out of interest, it told me the rate i would pay was 35.9% but does anyone know the credit limit?

Innocent_Guy

jopwo_87 wrote: »

Wooo i just got accepted for an aqua card. I was just sent a letter with the credit agreement to sign and post back to them. Just out of interest, it told me the rate i would pay was 35.9% but does anyone know the credit limit?

What does your credit file look like?

Any defaults?

sutton111

Nomoredebtnow wrote: »

No luck with cap 1

Did they decline you?

Innocent_Guy

Sutton what lenders use EQ??

By lenders I mean someone who is quite easy to get credit with...

never-in-doubt

sutton111 wrote:

Post your SAR's mate

Right mate here you go! Enjoy!!



CIFAS SAR

http://img147.imageshack.us/img147/556/coverletteredit.jpg

http://img147.imageshack.us/img147/7753/hboscifas1edit.jpg
http://img147.imageshack.us/img147/4218/lloydscifas1edit.jpg


Experian DA Letter:

http://img6.imageshack.us/img6/1209/experianda1edit.jpg

never-in-doubt

Innocent_Guy wrote: »

Sutton what lenders use EQ??

By lenders I mean someone who is quite easy to get credit with...

Alwight mate! Can you please scan and email that letter.....?

never-in-doubt

As you can see with my post above, Lloyds registered the wrong employment length of service and length of time at address. This is what I assume caused the CIFAS.

I will be back online later tonight so anything else - gimme a shout LOL

I got 300+ pages to upload YAWN!

Breezy85

Afternoon peeps