📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Sub Prime Credit Thread Part II

Options
13773783803823831003

Comments

  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Have you applied to Littlewoods yet?

    No not yet Why??
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    No not yet Why??
    I'm waiting for you to apply before I go to bed. :rolleyes:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    I'm waiting for you to apply before I go to bed. :rolleyes:

    I am just going to request a catalouge - they dont give you a descion immeditatly anyway do they?

    I am also contemplating re applying for a capital one card first.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I am just going to request a catalouge - they dont give you a descion immeditatly anyway do they?

    I am also contemplating re applying for a capital one card first.

    Yes they do give instant decisions, just request a catalogue, it may say we pre-authorise £XXX amount, if it does come and tell me.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Have you got a littlewoods account?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Have you got a littlewoods account?

    Oh my God have you read my previous post. Lol:rolleyes:

    Yes I have 3 accounts Littlewoods, Empirestores and Littlewoods Direct.

    £600 x 2 for Littlewoods and Empire Stores
    £250 x 1 for Littlewoods Direct.

    Just request a catalogue, be brave. :rolleyes:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Oh my God have you read my previous post. Lol:rolleyes:

    Yes I have 3 accounts Littlewoods, Empirestores and Littlewoods Direct.

    £600 x 2 for Littlewoods and Empire Stores
    £250 x 1 for Littlewoods Direct.

    Just request a catalogue, be brave. :rolleyes:

    I did see the above LOL!

    No you know how did felt when he kept having to repeat things

    Did you get accepted when you had your defaults?

    What is the differents between littlewoods & littlewoods direct? Any difference in acceptance levels?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I did see the above LOL!

    No you know how did felt when he kept having to repeat things

    Did you get accepted when you had your defaults?

    What is the differents between littlewoods & littlewoods direct? Any difference in acceptance levels?

    Yes I got accepted when I had my defaults. I requested a catalogue first and it pre-authorised it, went through the application after that and it gave me what it pre-authorised, must do something on there system.

    No difference in acceptance levels with either, Littlewoods Direct charge APR and delivery charges while Littlewoods don't charge delivery nor is there APR on item bought over 52 weeks sometimes 104 weeks.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    It takes 2 minutes to apply if that, if you don't want to don't bother but if you do HURRY UP, I want to go to bed. Lol
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Yes I got accepted when I had my defaults. I requested a catalogue first and it pre-authorised it, went through the application after that and it gave me what it pre-authorised, must do something on there system.

    No difference in acceptance levels with either, Littlewoods Direct charge APR and delivery charges while Littlewoods don't charge delivery nor is there APR on item bought over 52 weeks sometimes 104 weeks.

    Did it search you twice? I might go for littlewoods - not the direct one
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.