Sub Prime Credit Thread Part II

cifpower

sutton111 wrote: »

What are your chances with Flybe then?

Honestly? I can but hope. It would be fantastic if they did say yes.

fairmorn308

hiya guys

time 2 tighten the belt and start paying off some of this debt of mine quicker so am cutting down on things as need to try make a huge impact or pay it all off by end of this year.

I have around £14k to pay off

PROLIANT

fairmorn308 wrote: »

hiya guys

time 2 tighten the belt and start paying off some of this debt of mine quicker so am cutting down on things as need to try make a huge impact or pay it all off by end of this year.

I have around £14k to pay off

Well done fairmorn Lad! :beer:

fairmorn308

need to clear my debts ASAP as the OH parents are going to get a mortgage for us for a house we like cause we need a bigger house for the little one arriving soon and also once we are back on our feet to get a mortgage we will buy it off them but dont want them to have it 2 long so going to do my best to clear my debts to save for a deposit for a mortgage

Innocent_Guy

Hey Guys

I have recieved a letter from the director of experian today. Lee Hancock.... He has ensured me he will be personally dealing my credit file and has actioned the incorrect address to be removed. He will also be providing me with my SAR..... Looks like he knows his sh*t!

Innocent_Guy

Nomoredebtnow wrote: »

l think so , even my bad credit history still accepted. l think you will fine.

Hey Cif,

Do you mind if I ask how many searches you had when you applied for HFC? I am going to currys / pc world. Also what naughties do you have? Just your one default?

Cheers pal

sutton111

Innocent_Guy wrote: »

Hey Guys

I have recieved a letter from the director of experian today. Lee Hancock.... He has ensured me he will be personally dealing my credit file and has actioned the incorrect address to be removed. He will also be providing me with my SAR..... Looks like he knows his sh*t!

What did Lee say then Josh?

LusciousLuce

Hi all,

This is my first post, but I've been following you for a few days as I'm trying to rebuild my credit history.

I keep getting turned down for credit everywhere I go. I don't actually want any credit, but I can't get a current account (use a savings account) so I have to pay in cash for everything. I've checked my file at Experian and it's blank - no credit history at all, so I guess that's why no-one will touch me. Ridiculous that banks etc just won't see past a low credit score - I have a stable job (been with the same company for 7 years now) and I live in rented accomodation, but the same place for over 3yrs now & one of the reasons I want to rebuild my credit history is so that I can get a mortgage.

It's so frustrating that nobody will trust me - I'm 35, I have a good job & a regular salary, I'm on the electoral register, I have no adverse credit, and yet Alliance & Leicester have turned down my current account application, Capital One & Aqua have turned down my credit card applications (waiting to hear from Vanquis but not hopeful), Debenhams have turned down my store card application - absolutely nobody wants me!!! Aaargh :mad: !!!

Nice to meet you all, anyway!

fairmorn308

hiya guys

hows you sutton?

Does anyone know much about CDL Career Development loans?

I have had a quick look etc and just wanted to know if i would get accepted with around 14k debt?

cifpower

Innocent_Guy wrote: »

Hey Cif,

Do you mind if I ask how many searches you had when you applied for HFC? I am going to currys / pc world. Also what naughties do you have? Just your one default?

Cheers pal

I have never applied with HFC