Sub Prime Credit Thread Part II

Innocent_Guy

Brian1966 wrote: »

Why not try Littlewoods then, good choice, reasonable payments and search Equifax. Bit dearer than the big stores but not that much taking into account the payment terms.
Just a thought :beer:
Plus its more green zero's

Yeah will do.

I was also going to try J D Williams - Sutton was saying that they accepted him when he had 10 previous searches and a few defaults. I have got no defaults but excessive searches. The whole reason for these applications is to build up the green zeros as you say With all of your accounts I can't see why you would have to go sub prime much longer :T I assume that your searches creeped up when you applied for all of your accounts though

Thanks 4 the help

Nomoredebtnow

Yes Sutton suggest me try JD Williams too and been accepted , try to build up more green zero.Thanks mate

Innocent_Guy

Nomoredebtnow wrote: »

Yes Sutton suggest me try JD Williams too and been accepted , try to build up more green zero.Thanks mate

Well Done! I will get my Notice of correction removed and then take the plunge and do it

Brian1966

Innocent_Guy wrote: »

Yeah will do.

I was also going to try J D Williams - Sutton was saying that they accepted him when he had 10 previous searches and a few defaults. I have got no defaults but excessive searches. The whole reason for these applications is to build up the green zeros as you say With all of your accounts I can't see why you would have to go sub prime much longer :T I assume that your searches creeped up when you applied for all of your accounts though

Thanks 4 the help

Defo try Jd Williams, they should accept you no problems with £125 limit which will increase quickly.
All of my accounts now are paid within an hr of receiving the statement so hope that I can get a mainstream card soon. :rolleyes:

Innocent_Guy

Brian1966 wrote: »

Defo try Jd Williams, they should accept you no problems with £125 limit which will increase quickly.
All of my accounts now are paid within an hr of receiving the statement so hope that I can get a mainstream card soon. :rolleyes:

Well keep it up and keep us updated.....

Brian1966

Innocent_Guy wrote: »

Well keep it up and keep us updated.....

Most of my searches will be off in September/ October so will hopefully get something then. Itching to apply for something else NOW though

Nomoredebtnow

Brian1966 wrote: »

Defo try Jd Williams, they should accept you no problems with £125 limit which will increase quickly.
All of my accounts now are paid within an hr of receiving the statement so hope that I can get a mainstream card soon. :rolleyes:

Yes you will just take abit of time. My friend declared bankrutcy 2yrs ago ,after discharged then he cleaned up his file asap and try to build up green zero . Now he back to normal and have current a/c , low APR credit card and mortgages too.

Brian1966

Nomoredebtnow wrote: »

Yes you will just take abit of time. My friend declared bankrutcy 2yrs ago ,after discharged then he cleaned up his file asap and try to build up green zero . Now he back to normal and have current a/c , low APR credit card and mortgages too.

I have cheque account with Nat West, no guarantee card though just solo but hoping for upgrade SOON

Innocent_Guy

Brian1966 wrote: »

I have cheque account with Nat West, no guarantee card though just solo but hoping for upgrade SOON

I assume that the will upgrade you now they see your worthiness. Its mad because I can get cheque guarnetee cards no problem...... Do natwest offer pre-approvals?

Nomoredebtnow

l started to clean up my file couple months ago abit late and also move house too. Just registered electoral roll last month only have basic bank a/c. Will wait couple month try to appy something.