📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Sub Prime Credit Thread Part II

Options
13253263283303311003

Comments

  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
    hey seeya you ok
    you cant change yesterday
    but you can make tomorrow better
  • seeya23
    seeya23 Posts: 2,330 Forumite
    darcyvuqua wrote: »
    hey seeya you ok

    not bad you
  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
    im ok know what you mean about the thread
    you cant change yesterday
    but you can make tomorrow better
  • seeya23
    seeya23 Posts: 2,330 Forumite
    seeya23 wrote: »
    Thread gone to pot come back mr p

    no one posting in is thread no more only say thanks a lot to pep who have kill the thread and want to take over the thread


    good evening to all
  • londonuk2008
    londonuk2008 Posts: 1,101 Forumite
    Joeler wrote: »
    Alright chaps,

    What dates are your Oasis tickets Londonuk? I've got two for Saturday 11th but my f'ing missus has booked a holiday for us to Greece returning on Sat 11th!!! I don;t want to split up over this but it may happen lol :)

    I'm looking to do a straight wap for Sunday tickets as there is no way I'm missing this.

    Sorry mate - one of the drivers at work has took them , didnt make with them - it was just a favour for him.
  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
    http://www.!!!!!!!!!!!!!/everythinghens/index.htm


    can you guys check this i know links aint allowed but im trying to start my own chicken website if you could take a look and let me know if you would add or change anything cheers darcy
    you cant change yesterday
    but you can make tomorrow better
  • dolally_2
    dolally_2 Posts: 268 Forumite
    Sorry Darcy, link wouldn't work for me :confused:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good evening Everyone.

    Quiet again I see.
  • nick49
    nick49 Posts: 27 Forumite
    hi guys,

    i've been following this thread for a while and have decided to post to ask for some advice.

    right where to start...........i have a really bad credit history with several defaults and 2 ccjs. Well thats at my parents address anyway i moved out around 4 and a half years ago and havent applied for any form of credit since. about 4 months ago i decided to apply for a new bank accout, i went on the halifax website and they only asked for the last 3 years of address. i applied for a normal current account and was accepted after messing about with the documents i got my card and pin in the post.

    i then thought i would check my credit file with experian and it is only showing my halifax acc and some insurance searches, so i thought this is quite a clean credit file and applied for a cap1 card and got the rejection letter through i then applied for aqua as i read on here that the are run by halifax and thought i might have more chance with them but got rejected by them too. I want to appeal against both of them but is there any real point? i dont mean that to sound really negative but just wondering if anyone gets accepted for these 2 after appealing? i'm on the electoral role, any suggestions as to what else i can do to improve my rating?

    sorry for the long post and thanks for reading :o

    thanks
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi Nick, welcome aborad.

    Have you tried Vanquis, it may be worth while they are probably the easiest to get with either no credit or poor credit see here.

    What type of account do you have with Halifax? Do you have an OD and cheque guarantee?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.