Sub Prime Credit Thread Part II

sutton111

Innocent_Guy wrote: »

On the website it says its for Excellent Credit Rating.

I believe that is for people who are applying from scratch.

Whamy has been upgraded so he must have an excellent internal rating and perhaps a good credit record externally, not excellent. That's my thinking anyway.

Innocent_Guy

sutton111 wrote: »

I believe that is for people who are applying from scratch.

Whamy has been upgraded so he must have an excellent internal rating and perhaps a good credit record externally, not excellent. That's my thinking anyway.

I hope that I build a good enough internal rating for Vanquis to upgrade me Some reason I think that it will not happen.

sutton111

Innocent_Guy wrote: »

I hope that I build a good enough internal rating for Vanquis to upgrade me Some reason I think that it will not happen.

You never know!

When did you post you S.A.R's off?

Innocent_Guy

sutton111 wrote: »

You never know!

When did you post you S.A.R's off?

Been a few days now however NID is saying they are demanding the £10 fee oppose to the £2 we sent!

I think they will reject mine and I will have to resubmit

sutton111

Innocent_Guy wrote: »

Been a few days now however NID is saying they are demanding the £10 fee oppose to the £2 we sent!

I think they will reject mine and I will have to resubmit

Bloody typical. I'm waiting for yours to return before I send mine off.

Innocent_Guy

sutton111 wrote: »

Bloody typical. I'm waiting for yours to return before I send mine off.

Ha why you waiting? To see if its worthwhile?

I think the 7 listed companies will do everything in their power to withold the information from us.

sutton111

Innocent_Guy wrote: »

Ha why you waiting? To see if its worthwhile?

I think the 7 listed companies will do everything in their power to withold the information from us.

Basically yes, I want to see what you get first. Where are you going to post the info?

Innocent_Guy

sutton111 wrote: »

Basically yes, I want to see what you get first. Where are you going to post the info?

NID has lauched the new thread I think it will be posted there. I haven't discuss it with him yet anyway so that is just an assumption. It needs to be somewhere where everyone can view it. It also needs to have good, clear instruction on the way to retreive the info...

c8ndice

When I got 'upgraded' to the gold card, the APR and credit limit stayed the same.

They also wanted £19 annual fee for the privilege. For some reason though the charge didn't appear

cifpower

c8ndice wrote: »

When I got 'upgraded' to the gold card, the APR and credit limit stayed the same.

They also wanted £19 annual fee for the privilege. For some reason though the charge didn't appear

£19 annual fee for the Vanquis Gold Card? Screw that!