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Sub Prime Credit Thread Part II

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Comments

  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    What's your credit file do you have any nasties?
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    oceanscape wrote: »
    Thanks! So £500 is the minimum? That's a promising start :D

    Lots of people seem to start with £800 on this card. Seems to be the norm but then someone else said they got £4750! If your credit is decent you'll get a good deal and good limit.....
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • oceanscape
    oceanscape Posts: 392 Forumite
    sutton111 wrote: »
    What's your credit file do you have any nasties?
    No nasties, but I am a student so my income is fairly low. I have an Egg Card (£500 limit), Vanquis (£500 limit), Aqua (£350), Capital One (£200) and Amazon (£1300). I'm hoping to cancel the Vanquis, Aqua and Capital One. I've run them for just over a year now, so they've helped build up my credit file. :)
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    oceanscape wrote: »
    No nasties, but I am a student so my income is fairly low. I have an Egg Card (£500 limit), Vanquis (£500 limit), Aqua (£350), Capital One (£200) and Amazon (£1300). I'm hoping to cancel the Vanquis, Aqua and Capital One. I've run them for just over a year now, so they've helped build up my credit file. :)

    LOL, I think you'll be fine with Sygma having loads of cards already! Limit may be lower as you have a lot of cards with available credit... i'd get rid of the higher apr cards....
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    Hey sutton, Did you ask me something last night about clydesdale bank? I cant remember

    So what accounts is the hot topic at the moment? Also whats the deal with applying
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hey sutton, Did you ask me something last night about clydesdale bank? I cant remember

    So what accounts is the hot topic at the moment? Also whats the deal with applying

    Yes I did Fairmon, Did you fill out an N1 form when you tried to get the default removed?
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    sutton111 wrote: »
    Yes I did Fairmon, Did you fill out an N1 form when you tried to get the default removed?

    not yet but i will when i return on the 18th march

    Will keep you updated as once i get that removed and the cap one default i will be sorted :D
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well I have paid two defaults off. I want them removed, Noah off this forum is helping me because he did the same with one from O2 I believe.

    I just wanted some more advise from you because I know you have had problems with defaults.
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    dont worry when i return home i will give ya some info just i dont have any of it here as my laptop is at home.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    dont worry when i return home i will give ya some info just i dont have any of it here as my laptop is at home.

    Fair enough when are you back?
This discussion has been closed.
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