Sub Prime Credit Thread Part II

sutton111

What's your credit file do you have any nasties?

never-in-doubt

oceanscape wrote: »

Thanks! So £500 is the minimum? That's a promising start

Lots of people seem to start with £800 on this card. Seems to be the norm but then someone else said they got £4750! If your credit is decent you'll get a good deal and good limit.....

oceanscape

sutton111 wrote: »

What's your credit file do you have any nasties?

No nasties, but I am a student so my income is fairly low. I have an Egg Card (£500 limit), Vanquis (£500 limit), Aqua (£350), Capital One (£200) and Amazon (£1300). I'm hoping to cancel the Vanquis, Aqua and Capital One. I've run them for just over a year now, so they've helped build up my credit file.

never-in-doubt

oceanscape wrote: »

No nasties, but I am a student so my income is fairly low. I have an Egg Card (£500 limit), Vanquis (£500 limit), Aqua (£350), Capital One (£200) and Amazon (£1300). I'm hoping to cancel the Vanquis, Aqua and Capital One. I've run them for just over a year now, so they've helped build up my credit file.

LOL, I think you'll be fine with Sygma having loads of cards already! Limit may be lower as you have a lot of cards with available credit... i'd get rid of the higher apr cards....

fairmorn308

Hey sutton, Did you ask me something last night about clydesdale bank? I cant remember

So what accounts is the hot topic at the moment? Also whats the deal with applying

sutton111

fairmorn308 wrote: »

Hey sutton, Did you ask me something last night about clydesdale bank? I cant remember

So what accounts is the hot topic at the moment? Also whats the deal with applying

Yes I did Fairmon, Did you fill out an N1 form when you tried to get the default removed?

fairmorn308

sutton111 wrote: »

Yes I did Fairmon, Did you fill out an N1 form when you tried to get the default removed?

not yet but i will when i return on the 18th march

Will keep you updated as once i get that removed and the cap one default i will be sorted

sutton111

Well I have paid two defaults off. I want them removed, Noah off this forum is helping me because he did the same with one from O2 I believe.

I just wanted some more advise from you because I know you have had problems with defaults.

fairmorn308

dont worry when i return home i will give ya some info just i dont have any of it here as my laptop is at home.

sutton111

fairmorn308 wrote: »

dont worry when i return home i will give ya some info just i dont have any of it here as my laptop is at home.

Fair enough when are you back?