Sub Prime Credit Thread Part II

davethorp

sutton111 wrote: »

What message?

He asked you a question about JD williams in the vanquis thread.

To answer it though, JD tend to increase credit limit every month though this is not guaranteed.

cifpower

I want to buy a new car. Well, used. You get my drift.

never-in-doubt

davethorp wrote: »

He asked you a question about JD williams in the vanquis thread.

To answer it though, JD tend to increase credit limit every month though this is not guaranteed.

Thanks - sutton PM me today with same info...... appreciate it. I just wanted to see if I had to wait 6mth or something which i'm glad I won't.....

thanks again...

:beer:

Tef

never-in-doubt wrote: »

they can take a couple of weeks, just hold fire cos they may authorise you...... be patient and wait for loads of calls then you know its vanquis trying to sell you PPI and cash advance!

No News = Good News

Oh right.. thanks.. will do.. as for no news etc.. Not always true... MBNA didn't even send a decline letter.

Regards

Tef

sutton111 wrote: »

I know what you mean, but I have been declined twice in the last 6 months and i rang up to be told, I'm kind of immune to being told "your application declined, sorry"

I would ring them, you never know you could be in for a shock.

Well, I'm sort of que sera sera at this point.... and I hate giving some 17yr old spotty oik the privelige of a decline... But that was me last app I'll wait till June or July now when 7 or 8 searches drop off.

Now I do fancy a Jag X type... finance? lol

Regards

never-in-doubt

Tef wrote: »

Oh right.. thanks.. will do.. as for no news etc.. Not always true... MBNA didn't even send a decline letter.

Regards

ahh but mbna usually send an email link which then lets you open a pdf letter? did you check spam mailbox?

oceanscape

Hi guys, what do credit limits tend to be like from FlyBe? I got accepted today so I am wondering. Surprised they are considered a "sub prime" - their typical APR seems pretty darn good.

davethorp

never-in-doubt wrote: »

Thanks - sutton PM me today with same info...... appreciate it. I just wanted to see if I had to wait 6mth or something which i'm glad I won't.....

thanks again...

:beer:

No probs. My limit started at £100 and has gone up £100 each month to it's current level of £500

However, my girlfriend who lives with me got a simply be account at the same time as I got my JD and she has not had a single limit increase.

We also both have an additional account with fashion world at £100 which are also yet to see an increase

sutton111

oceanscape wrote: »

Hi guys, what do credit limits tend to be like from FlyBe? I got accepted today so I am wondering. Surprised they are considered a "sub prime" - their typical APR seems pretty darn good.

They aren't sub-prime they are a mainstream card, but people who have not to bad credit seem to have a chance obtaining a card.

Your limit could be anything from £500 - £5000, it depends. Lets us know how you get on.

oceanscape

sutton111 wrote: »

They aren't sub-prime they are a mainstream card, but people who have not to bad credit seem to have a chance obtaining a card.

Your limit could be anything from £500 - £5000, it depends. Lets us know how you get on.

Thanks! So £500 is the minimum? That's a promising start